Understanding the Top 10 Financial Ratios for Smart Investing
Did you know that more than 90 percent of successful investors apply financial ratios to gauge the performance of a company in making investment decisions? This is a testimony to the importance of knowing the figures that a business [...]
All Government Loan Schemes in India 2025: Updated List
“Running a business without access to finance is like trying to drive a car with an empty fuel tank.” This is why government support has become the lifeline of startups, small businesses and MSMEs in India. As an entrepreneur [...]
Top West Bengal Government Loan for Business Options for MSMEs
West Bengal government loan for business schemes are among the best options to support your entrepreneurial journey in the state. West Bengal is a land of rich industrial diversity, offering ample scope for both new and established entrepreneurs. To [...]
5 BEST SMALL INVESTMENT BUSINESS IDEAS IN INDIA
The following are the 5 best small investment business ideas: Travel Agency It means an agency engaged in selling and arranging transportation, accommodations, tours, and trips for travellers. In addition to booking reservations, they assist customers in choosing their [...]
KESRU – Kerala Self Employment Scheme
KESRU (Kerala Self Employment Scheme for the Registered Unemployed) 1999 is one of the self-employment programmes of Kerala State under the National Employment Service. Department of Employment handles the schemes through the 14 District Employment Exchanges. This scheme had [...]
What is Depreciation?
When we purchase any fixed asset, its value decreases over time. It means that when we sell the asset, we are not selling it at its original price but at a lower price, and this lower value is known [...]
What is Overdraft Account?
You incur debt when you use your overdraft (also known as "going into your overdraft"). People should only use overdraft accounts for short-term borrowing or emergencies. It's critical to manage an overdraft account like any other debt and keep [...]
Small Scale Industries India
Small-scale industries in India, also known as SSIs, form the lifeline of an economy. Therefore, it is very significant for a country like India. Being a labour-intensive industry still requires small capital. This is very effective in generating job [...]
Government Business Loans for Unemployed Entrepreneurs
As per the latest survey, more than 100 crore people in India are unemployed. This is one of the biggest concerns for a developing country like India. There are not enough job opportunities even for the educated youth of [...]
Madhyapradesh Mukhya Mantri Swarozgar Yojna
Madhyapradesh Mukhya Mantri Swarozgar Yojna is a scheme that offers loans up to 25 lakhs for promoting entrepreneurship in Madhya Pradesh without the need for collateral security. Who is eligible for this scheme? Applicant must be a permanent resident [...]
Importance of Project Reports
If you need a bank loan to start your dream business, a project report is a necessary document. What Is a Project Report? A project report is a mandatory document that outlines different aspects of the business or startup [...]
Types of Business Loans in India
A business loan is a type of financial assistance one can avail to meet various needs of a new or growing business. The lender feels comfortable offering a business loan to a borrower if the application has a strong [...]
Types of Working Capital Loan
There are different types of working capital financing available in the Indian market. As a result, applicants can choose from Cash credit/Bank overdraft, trade credit, bank guarantee, invoice factoring, and letter of credit. Inadequate working capital can also result [...]
What is Pavala Vaddi MSME Scheme Andhra?
The Andhra Pradesh government (Ministry of Finance) launched the Pavala Vaddi MSME scheme. Aiming to provide interest subsidies on bank loans earned by self-help groups in the state. The scheme aims to lower the cost of starting new micro [...]
How Does Financial Accounting Help Business Management?
Accounting is necessary for small business owners as it helps the owners, managers, investors, and other stakeholders in the business judge the performance of the business. Even the smallest business has more accounting data. Financial accounting helps business management [...]
CGTMSE Loan: How to Get Collateral-Free Business Loans in India
Did you realise that since its introduction more than 45 lakh small businesses in India have been beneficiaries of the CGTMSE Loan Scheme? To most entrepreneurs, it seems almost impossible to access a business loan without collateral, and that [...]
Popular Small Business Ideas 2023
The following are some popular small business ideas that you can start in 2023 Education book Store and Stationery shop Educational Book shop is a place of business where Educational books are the main item offered for sale. It [...]
What is the difference between liability and debt?
Debt majorly refers to the money you borrowed, but liabilities are your financial responsibilities. At times debt can represent liability, but not all debt is a liability. Liability vs Debt is a vital part of any business that wants [...]
Mudra Loan Online Apply: Step-by-Step Process for First-Time Applicants
Are you considering applying for a Mudra loan online and not sure where to start? No worries, I will guide you how to do it step by step. Whether you're a small business owner, a startup founder, or simply [...]
Mukhymantri Yuva Swarojgar Yojana, MMYSY
The state government of Chhattisgarh is inviting applications under the Mukhyamantri Yuva swarozgar Yojana(MMYSY). Under this scheme, the state government provides financial assistance to such youth who want to set up their own businesses. Therefore, such aspiring youth who [...]
TAX DEDUCTED AT SOURCE (TDS)
In India, tax deduction at source (TDS) is a way of collecting taxes from income, dividends, or asset sales. It works by requiring the payer to deduct the tax amount before giving the remaining money to the recipient. Advantages [...]
Chief Minister Employment Generation Programme, CMEGP
Karnataka launched the Chief Ministers Self-Employment Generation Programme (CMEGP) to establish micro-enterprises in rural parts of the state. CMEGP - Govt of Karnataka, promotes self-employment among aspiring rural entrepreneurs by investing capital up to INR 10 lakhs through the [...]
Project Report for Beauty parlour
"What if you could turn your passion for beauty and self-care into a thriving business that people trust and return to?" This project report for beauty parlour provides a detailed roadmap to help you start and grow a successful [...]
What is Cash flow statement?
Businesses prepare three financial statements to show how they're doing. These statements are the balance sheet, income statement, and cash flow statement. A cash flow statement is a financial record that details the company's cash intake and outflow during [...]
What is Mukhyamantri Yuva Udyami Loan? Eligibility, Benefits & Application Guide
When you want to start off your own business, it can be a big move, more so when there is little money involved. The government has introduced the Mukhyamantri Yuva Udyami Loan scheme to provide financial support to young [...]