Tax Saving Tips for Entrepreneurs
Entrepreneurs and business owners are accountable to pay income tax on the revenues generated. It is a hard reality that every entrepreneur or business owner has to accept the part of the revenue is paid to the government as [...]
Role of Project Report in Bank Loan Approval
Information from different aspects like technical, financial, economic, production, and managerial are important for any business. They play a significant role in the business phases of startup, growth, and expansion. What is a Project Report? A written document associated [...]
Debt Financing
Debt financing for startups means getting the borrowed funds. When a startup borrows money from outside at interest, it is called finance through debts. There are options for raising finance namely either through debt or equity or through a [...]
Investment Opportunities post Covid -19
There has been a significant change in the purchasing patterns and social behavior of the consumers due to the COVID-19 pandemic. The new social norms like social distancing due to health-related concerns and the lockdown restrictions mandated by the [...]
Startup India
Startup India campaign was started in 2016 for encouraging entrepreneurship in India. The objective was to reduce the regulatory burden on Startups, thereby allowing them to focus on their core business and keep compliance costs low. It was also [...]
Advantages and Disadvantages of Project Finance
Project financing is a funding framework that is becoming increasingly valuable and desirable and the scope of the initiatives can be supported in this manner. This is a very interesting and valuable method used for a great number of [...]
Importance of Project Reports
Information from different aspects like technical, financial, economic, production, and managerial are important for any business. They play a significant role in the business phases of startup, growth, and expansion. What Is Project Report? The project report is a [...]
CERSAI
Central Registry of Securitisation Asset Reconstruction and Security Interest of India or CERSAI was created to control fraudulent activity in lending transactions against fair collaterals. What is CERSAI? CERSAI is known as the Central Registry of Securitisation Asset Reconstruction [...]
Project Finance and Corporate Finance
Project Finance and Corporate Finance are also referred to as Balance Sheet Financing. There are two financing models to fulfill the requirement of a business entity, where both rely on debt and equity as a source of funds. What is Corporate Finance? [...]
What is Capital Budgeting?
Financial decision-makers within a company or organization use capital budgeting to make well-informed decisions. It is used for evaluating potential expenditures or investments that are significant in amount. It involves the decision to invest the current funds for the [...]
Udyam Registration in India
A micro, small and medium enterprise (MSME) will now be identified as Udyam as per the notification issued by the Ministry of MSME on 26 June 2020. The ministry has also come up with specific guidelines for the classification of MSMEs. Also procedure [...]
Peer-to-Peer (P2P) Lending
Peer-to-peer lending also referred to as P2P lending, is a form of direct lending of money to individuals or businesses. It works without an official financial institution participating as an intermediary in the deal. P2P lending is generally done [...]
10 Financial Ratios for Business
As a business owner, you work hard to make your company successful. A financial ratio is a measure of the relationship between two or more components on the company’s financial statements. These ratios give you a quick and straightforward [...]
Loan Against Stock & Inventory
Loan against Stock & Inventory Inventory in any business is an asset. Inventory is an accounting term used for goods or products available for sale and raw materials. It may also be referred to all goods, items, products, produce, [...]
Merchant Cash Advance
As the name implies, Merchant Cash Advance is an upfront cash advance that is received by a merchant in case he or she has temporary business credit needs and does not qualify for a bank loan. Many times, merchants [...]
Machinery/Equipment Loan
Introduction Be it a new enterprise, one that is in its initial stages, or one that is growing at a steady rate, top-of-the-line machinery and equipment are the keys to consistent productivity and better sales. Not only do they [...]
CGTMSE Loans
Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) launched in 2000 is a trust established by the Government of India, under the Ministry of Micro, Small and Medium Enterprises (MSME) and Small Industries Development Bank of India [...]
Loan Syndication Services for Business Loans
Loan Syndication Services generally involves two or more banks, which work collectively to provide credit to a large borrower. Loan syndication happens when a single borrower demands a large loan ($1 million or more) that a single lender may [...]
What is a Microloan?
In India, all loans that are below Rs.1 lakh can be considered microloans. Microloans are short-term loans with smaller loan amounts that can be availed by self-employed, startups, micro-enterprises, small businesses, and individuals with low capital requirements. Microfinance institutions [...]
Stand-Up India scheme
Stand-Up India scheme that focuses on empowering the minorities, such as scheduled castes, scheduled tribes, and women. The scheme is introduced by the Department of Financial Services (DFS), Ministry of Finance, Government of India. The scheme is to facilitate [...]
How Does Financial Accounting Help Business Management?
Accounting is necessary for small business owners as it helps the owners, managers, investors, and other stakeholders in the business judge the performance of the business. Even the smallest business has more accounting data. Financial accounting help business management [...]
KESRU – Kerala Self Employment Scheme
KESRU (Kerala Self Employment Scheme for the Registered Unemployed) 1999 is one of the self-employment programmes of the Kerala State under the National Employment Service. Department of Employment handles the schemes through the 14 District Employment Exchanges. This scheme [...]
How to Raise Money for Business as a Women Entrepreneur
Being an entrepreneur is hard when you are a woman trying to make a brand in a male-dominated area. Men aggregate 86 % of Indian entrepreneurship and the challenges manifold as there are bigger mountains to climb. Confidence is [...]
Key Methods to Fund Your Business Growth
At some point, this will likely require additional funding to cover expenses and accelerate growth. Most small business owners are constantly looking for ways to improve their business growth. The first step is to make sure you have put [...]