Project Finance and Corporate Finance
Project Finance and Corporate Finance are also referred to as Balance Sheet Financing. There are two financing models to fulfill the requirement of a business entity, where both rely on debt and equity as a source of funds. What is Corporate Finance? [...]
What is Capital Budgeting?
Financial decision-makers within a company or organization use capital budgeting to make well-informed decisions. It is used for evaluating potential expenditures or investments that are significant in amount. It involves the decision to invest the current funds for the [...]
Udyam Registration in India
A micro, small and medium enterprise (MSME) will now be identified as Udyam as per the notification issued by the Ministry of MSME on 26 June 2020. The ministry has also come up with specific guidelines for the classification of MSMEs. Also procedure [...]
Peer-to-Peer (P2P) Lending
Peer-to-peer lending also referred to as P2P lending, is a form of direct lending of money to individuals or businesses. It works without an official financial institution participating as an intermediary in the deal. P2P lending is generally done [...]
10 Financial Ratios for Business
As a business owner, you work hard to make your company successful. A financial ratio is a measure of the relationship between two or more components on the company’s financial statements. These ratios give you a quick and straightforward [...]
Loan Against Stock & Inventory
Loan against Stock & Inventory Inventory in any business is an asset. Inventory is an accounting term used for goods or products available for sale and raw materials. It may also be referred to all goods, items, products, produce, [...]
Merchant Cash Advance
As the name implies, Merchant Cash Advance is an upfront cash advance that is received by a merchant in case he or she has temporary business credit needs and does not qualify for a bank loan. Many times, merchants [...]
Machinery/Equipment Loan
Introduction Be it a new enterprise, one that is in its initial stages, or one that is growing at a steady rate, top-of-the-line machinery and equipment are the keys to consistent productivity and better sales. Not only do they [...]
CGTMSE Loans
Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) launched in 2000 is a trust established by the Government of India, under the Ministry of Micro, Small and Medium Enterprises (MSME) and Small Industries Development Bank of India [...]
Loan Syndication Services for Business Loans
Loan Syndication Services generally involves two or more banks, which work collectively to provide credit to a large borrower. Loan syndication happens when a single borrower demands a large loan ($1 million or more) that a single lender may [...]
What is a Microloan?
In India, all loans that are below Rs.1 lakh can be considered microloans. Microloans are short-term loans with smaller loan amounts that can be availed by self-employed, startups, micro-enterprises, small businesses, and individuals with low capital requirements. Microfinance institutions [...]
Stand-Up India scheme
Stand-Up India scheme that focuses on empowering the minorities, such as scheduled castes, scheduled tribes, and women. The scheme is introduced by the Department of Financial Services (DFS), Ministry of Finance, Government of India. The scheme is to facilitate [...]
How Does Financial Accounting Help Business Management?
Accounting is necessary for small business owners as it helps the owners, managers, investors, and other stakeholders in the business judge the performance of the business. Even the smallest business has more accounting data. Financial accounting includes recording, summarizing, [...]
KESRU – Kerala Self Employment Scheme
KESRU (Kerala Self Employment Scheme for the Registered Unemployed) 1999 is one of the self-employment programmes of the Kerala State under the National Employment Service. Department of Employment handles the schemes through the 14 District Employment Exchanges. This scheme [...]
How to Raise Money for Business as a Women Entrepreneur
Being an entrepreneur is hard when you are a woman trying to make a brand in a male-dominated area. Men aggregate 86 % of Indian entrepreneurship and the challenges manifold as there are bigger mountains to climb. Confidence is [...]
Key Methods to Fund Your Business Growth
At some point, this will likely require additional funding to cover expenses and accelerate growth. Most small business owners are constantly looking for ways to improve their business growth. The first step is to make sure you have put [...]
How to Pitch Your Business to Your Community, Friends and Family
Someone who is starting or continuing a business knows the importance of pitching. Sometimes, pitching to friends and family can be more complicated than pitching to strangers. Friends and family should be seen as one of your primary investment [...]
What Investors Want to Learn From Your Business Plan
Throwing your idea to investors, despite they are bankers, VCs, or angels, can be intimidating, so plan by putting yourself in the investor’s shoes. While every investor will have their conditions and be looking for something that matches their [...]
Importantance of Business Forecasting for Business Growth and Success
A forecast can play a major role in driving company success or failure. But how do you figure out the best time to invest in growth? Should you strive to anticipate market trends? Forecasting is valuable to businesses because [...]
Citibank Business Loans
Citibank Business loan offers you business loans for efficient working capital management. CitiBusiness services provide financing solutions to micro-to-small enterprises. Various MSME Loan Products such as Working Capital Loans, Overdrafts, Short and Long Term Loans, Import and Export Finance are [...]
IDFC First Bank Business Loans
The best thing about IDFC first bank is that it helps you with business loans. Bank provides support even for equipment purchases, business upgrades, or any other business needs. But the IDFC business loan will have to pay it [...]
Bank of Maharashtra Business Loan
Bank of Maharashtra is a public sector bank that offers banking and financial products at a competitive rate of interest. In addition to various lending products and MSME loans, the Bank of Maharashtra also offers loan schemes under the [...]
Bank of Baroda Buisiness Loan
Bank of Baroda Business Loan is best suited for individuals conducting business independently, with or without hired labor. Enables them to purchase equipment (including PC for professional use), acquiring new or repair existing business premises, tools, and working capital requirements. [...]
Indian Bank Business Loan
Indian Bank has taken over Allahabad Bank lately. The bank offers various MSME loans and corporate loans for its customers. The loans can be used to meet the customers’ working capital needs and extend their business with new equipment, [...]