Deen Dayal Upadhyaya Swavalamban Yojana (DDUSY) is an Arunachal Pradesh Government start-up loan scheme. This scheme focuses on providing start-up loans with some financial support in the form of subsidies. Also, the key vision behind this scheme is to promote the engagement of unemployed young people in entrepreneurship. Moreover, the government points to the provision of low-cost resources for the creation of new enterprises.

What is the Eligibility for Deen Dayal Upadhyaya Swavalamban Yojana?
  • Value addition in the Agri-Horti & Allied Sector.
  • Eco-tourism – Home Stays or Tour Operators.
  • Tradition Textile Weaving – modernization or purchase of new looms.
  • Small-scale manufacturing unit – Qualified Graduates.
  • Entrepreneurs’ contribution must be Min. 10% of TFO. Preference for higher contribution.
What are the Documents needed for the Deen Dayal Upadhyaya Swavalamban Yojana?
  • Identity proof (Aadhar card, voting ID, Passport, driver’s license, PAN card, etc.)
  • Proof of residence (Phone bills, electricity bill, property tax receipt, etc.)
  • Proof of business address
  • Caste Certificate
  • Project report
  • The applicant must not be at fault in the Bank.

In the above list, a Business plan also known as a project report is a crucial document when applying for a bank loan. The bank uses this document to analyze the overall feasibility, risks, financial viability, and potential of a project. A well-crafted and convincing project report increases the chances of loan approval. With Finline you can craft a compelling project report in less than 10 minutes. That too in your language. Our reports are accepted by all public and private sector banks working in India. Click to create your project report.

What is the Interest Rate and Subsidy Provided by DDUSY?
  • The government will provide the loan amount at a subsidized rate of 30%.
  • The subsidized amount will also be credited to the bank through NABARD
  • Project loan from Rs 10 lakh up to 1 Cr (excluding the cost of land & building)
  • Any women entrepreneur in the state who wants to take benefit under this scheme will be provided with an additional 5% subsidy on the rate of interest annually for setting up enterprises so that the loan cannot become a Non-Performing Asset (NPA).