Project report for Virgin oil

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Introduction

Project report for Cold pressed oil- Ghani oil is as follows

Cold pressing refers to oils obtained through pressing fruit or seeds with a modern steel press. Cold pressed oils retain all their flavour, aroma, and nutritional value, making these oils great for cooking and skin care requirements. They contain zero grams of trans fatty acids and are naturally cholesterol-free.They are cholesterol free,they are not refined, deodorized or processed in any way,they do not contain harmful solvent residues,they contain natural antioxidants such as tocopherols (e.g. Vitamin E) and phosphatides (e.g. Lecithin). The natural flavour and odour is retained, enhancing your favourite recipes. Processed under heat-controlled environment and temperatures that never exceed 100 degrees Fahrenheit. Because cold-pressed oil is processed at lower temperatures does not alter the properties of the oil which contains a higher phenolic and nutrient content than expeller-pressed oil. In the last few years though awareness about the nutritional value and health benefits of traditional wood pressed or cold-pressed coconut oil is now changing perceptions in most homes. Natural antioxidants are present in seeds and cold-pressing them extracts their oils, while their intrinsic goodness, healing qualities and anti-inflammatory ingredients are preserved. This method was used for fruits and vegetables to make juice. The same has been applied to oil seeds as well. With the elimination of heat in the extractive operation, the oxidation process is slowed.

 

Product / Services & process

 Cold Pressed Oil has lot of benefits to the health and also for the skin & hair. If do you think cold pressed oil is costlier then refined oil, then  we are absolutely wrong because we will end up spending our valuable earned money to the hospitals.  The true behind the refined oil are cooking oil, those are flavor sunflower mineral oil. These mineral oils are from the petroleum wastage and added flavor to the required type of oil. The giant companies are ready to supply the demand in Indian market by some oil that can be used for cooking but they don’t even care for the people. These refined oils are very unsafe for your health. A simple calculation will give you an idea regarding the fact about the cost of selling oil in the market.

 

Market potential & Strategy

A recent study shows the adulteration is up to 85 per cent  in loose edible oil sold across in India. Not only do adulterated oils cause allergies and increase cholesterol, but they are also known to be a cause of deadly diseases such as cancer, paralysis, liver damage and cardiac arrest. Even the Food Safety and Standards (Prohibition and Restrictions on Sales Regulations 2011), has banned the selling, buying and distribution of edible oil in the loose form, yet in the country it is being bought and sold.

Here comes the importance of the Cold press oil (Ghani oil) as it is following live production in front of customers and also it provides healthy lifestyle too. Cold pressed retain healthy antioxidants that are otherwise damaged by being exposed to heat. Antioxidants help combat free radicals that cause cell damage in the body. Most cold pressed oils are rich in vitamin E, which has anti-inflammatory and healing properties. Now a days the health consious customer are more interested in these oil than the normal oils. 

 

 

PROJECT REPORT

Virgin oil

Address

Introduction

Project report for Cold pressed oil- Ghani oil is as follows

Cold pressing refers to oils obtained through pressing fruit or seeds with a modern steel press. Cold pressed oils retain all their flavour, aroma, and nutritional value, making these oils great for cooking and skin care requirements. They contain zero grams of trans fatty acids and are naturally cholesterol-free.They are cholesterol free,they are not refined, deodorized or processed in any way,they do not contain harmful solvent residues,they contain natural antioxidants such as tocopherols (e.g. Vitamin E) and phosphatides (e.g. Lecithin). The natural flavour and odour is retained, enhancing your favourite recipes. Processed under heat-controlled environment and temperatures that never exceed 100 degrees Fahrenheit. Because cold-pressed oil is processed at lower temperatures does not alter the properties of the oil which contains a higher phenolic and nutrient content than expeller-pressed oil. In the last few years though awareness about the nutritional value and health benefits of traditional wood pressed or cold-pressed coconut oil is now changing perceptions in most homes. Natural antioxidants are present in seeds and cold-pressing them extracts their oils, while their intrinsic goodness, healing qualities and anti-inflammatory ingredients are preserved. This method was used for fruits and vegetables to make juice. The same has been applied to oil seeds as well. With the elimination of heat in the extractive operation, the oxidation process is slowed.

Product / Services & process

 Cold Pressed Oil has lot of benefits to the health and also for the skin & hair. If do you think cold pressed oil is costlier then refined oil, then  we are absolutely wrong because we will end up spending our valuable earned money to the hospitals.  The true behind the refined oil are cooking oil, those are flavor sunflower mineral oil. These mineral oils are from the petroleum wastage and added flavor to the required type of oil. The giant companies are ready to supply the demand in Indian market by some oil that can be used for cooking but they don’t even care for the people. These refined oils are very unsafe for your health. A simple calculation will give you an idea regarding the fact about the cost of selling oil in the market.

Market potential & Strategy

A recent study shows the adulteration is up to 85 per cent  in loose edible oil sold across in India. Not only do adulterated oils cause allergies and increase cholesterol, but they are also known to be a cause of deadly diseases such as cancer, paralysis, liver damage and cardiac arrest. Even the Food Safety and Standards (Prohibition and Restrictions on Sales Regulations 2011), has banned the selling, buying and distribution of edible oil in the loose form, yet in the country it is being bought and sold.

Here comes the importance of the Cold press oil (Ghani oil) as it is following live production in front of customers and also it provides healthy lifestyle too. Cold pressed retain healthy antioxidants that are otherwise damaged by being exposed to heat. Antioxidants help combat free radicals that cause cell damage in the body. Most cold pressed oils are rich in vitamin E, which has anti-inflammatory and healing properties. Now a days the health consious customer are more interested in these oil than the normal oils. 

 

Project at a glance

Name & Address of Unit

Cold pressed oil- Ghani oil

Address

Details of unit
Email : youremail@gmail.com
Phone : 000000
Constitution : Proprietership
Total project cost : *******
Fixed Capital : *******
Working Capital : *******
Total Bank loan : *******
Promoter(s) contribution : *******
Term loan : *******
Working capital loan : *******
Name & address of promoter(s)
Name : Your name
Address : Address
Phone : 000000
Designation : Proprietor
E-mail : youremail@gmail.com

Project Feasibility Ratio

Debt Service Coverage Ratio (Average) :1.87
Current ratio (Average) :2.63
Year 1Year 2Year 3Year 4Year 5
Current ratio 1.53 2.06 2.62 3.19 3.76
Quick ratio 1.13 1.56 2.10 2.64 3.18
Interest coverage ratio 3.87 5.55 7.00 9.48 14.71
Debt equity ratio 2.863 2.080 1.528 1.020 0.542
TOL/TNW 3.02 1.45 0.79 0.43 0.21
DSCR 1.65 1.86 1.90 1.94 1.97
Gross profit Sales Percentage % 29.23 % 28.54 % 28.18 % 27.86 % 27.50 %
Net profit Sales Percentage % 10.84 % 10.56 % 11.10 % 11.57 % 11.90 %
BEP in % of installed capacity % 49.90 % 27.12 % 27.12 % 27.12 % 27.12 %
BEP in sales of Rs 2,620,800.00 1,840,695.65 1,972,173.91 2,103,652.17 2,235,130.43
Return On Capital Employed 0.26 0.34 0.34 0.33 0.33

Project Feasibility graph

Revenue v/s Expense Expense Splitup
 
Revenue
 
Expense
Net profit Sales % Quick ratio

Project Cost

Sl. no Item Amount Rs
1 Building cost *******
2 Oil Storage Tank *******
3 Filter *******
4 Cold press machine *******
5 Electrification *******
6 Preliminary expenses *******
7 Working Capital *******
Total *******

 

Working Capital Computation

Sl. no Item Amount Rs
1 Consumables / stock in hand *******
2 Work in progress *******
3 Finished goods *******
4 Working expense. *******
5 Receivables/Sundry debtors *******
6 Payables *******
7 Total working capital *******
8 Own Contribution *******
9 Working capital loan *******

Annual Sales / Revenue

Sl. no Item Rate Quantity Unit Total Rs
1 Oil sales ******* X 66000 liter *******
Total *******

Total Yearly Expense

Sl. no Item Amount Rs
1 Salary *******
2 Accounts and admin *******
3 Electricity *******
4 Office expense & utilities *******
5 Raw material purchase *******
6 Wages *******
7 Other expenses *******
Total *******

Application of Fund

Sl. no Item Subsidy % No. Rate Amount Rs
1 Building cost ******* 1 ******* *******
2 Oil Storage Tank ******* 1 ******* *******
3 Filter ******* 1 ******* *******
4 Cold press machine ******* 2 ******* *******
5 Electrification ******* 1 ******* *******
6 Preliminary expenses ******* 1 ******* *******
Total Investment *******
Total Subsidy *******
Net Investment *******

Means of Finance

Sl. no Item Amount
1 Term Loan *******
2 Working capital Loan *******
3 Total loan *******
4 Term Loan contribution *******
5 Working capital contribution *******

Profitability Statement

Year 1(!*) Year 2 Year 3 Year 4 Year 5
Revenue from operation
Sales ***** ***** ***** ***** *****
Add :
Closing stock 0.00 0.00 0.00 0.00 0.00
Total ***** ***** ***** ***** *****
Less :
Opening stock 0.00 0.00 0.00 0.00 0.00
Stock purchase ***** ***** ***** ***** *****
Salary ***** ***** ***** ***** *****
Repairs and maintenance charges ***** ***** ***** ***** *****
gas ***** ***** ***** ***** *****
ELECTRICITY bill ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Gross profit ***** ***** ***** ***** *****
Less :
Rent ***** ***** ***** ***** *****
Telephone/Postal &internet charge ***** ***** ***** ***** *****
Total ***** 0***** ***** ***** *****
Depreciation ***** ***** ***** ***** *****
Interest on TL ***** ***** ***** ***** *****
Interest on WC ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Profit before tax ***** ***** ***** ***** *****
Income Tax ***** ***** ***** ***** *****
Profit after tax ***** ***** ***** ***** *****

Cash flow statement

Cash Inflow Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
Capital 0.63 0.00 0.00 0.00 0.00 0.00
Subsidy 0.00 0.00 0.00 0.00 0.00 0.00
Termloan ***** 0.00 0.00 0.00 0.00 0.00
Profit before tax with interest 0.00 ***** ***** ***** ***** *****
Increase in WC loan 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 ***** ***** ***** ***** *****
Increase in Current liability 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Inflow ***** ***** ***** ***** ***** *****
Cash Outflow
Fixed Assets ***** ***** ***** ***** ***** *****
Increase in Current asset 0.00 0.00 0.00 0.00 0.00
Interest on TL 0.00 ***** ***** ***** ***** *****
Interest on WC 0.00 0.00 0.00 0.00 0.00 0.00
Income Tax 0.00 ***** ***** ***** ***** *****
Decrease in Term loan ***** ***** ***** ***** *****
Drawing 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Outflow ***** ***** ***** ***** ***** *****
Opening balance ***** ***** ***** ***** ***** *****
Net Cashflow 0.00 ***** ***** ***** ***** *****
Closing balance 0.00 ***** ***** ***** ***** *****

Balance sheet

Liability Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
A. Share holders funds
Capital ***** ***** ***** ***** ***** *****
Reserve & Surplus 0.00 ***** ***** ***** ***** *****
B.Non current Liabilities
Termloan ***** ***** ***** ***** ***** *****
C.Current Liabilities
Working capital loan 0.00 0.00 0.00 0.00 0.00 0.00
Account payable 0.00 0.00 0.00 0.00 0.00
Total Liability ***** ***** ***** ***** ***** *****
Asset
A. Non current Assets
Fixed Assets ***** ***** ***** ***** ***** *****
B. Current Assets
Inventory 0.00 0.00 0.00 0.00 0.00 0.00
Trade receivables 0.00 0.00 0.00 0.00 0.00 0.00
Cash and cash equivalence ***** ***** ***** ***** ***** *****
Total Asset ***** ***** ***** ***** ***** *****

Repayment of Term loan

Year Installment Outstanding at the beginning Principal repayment Interest Amount paid Outstanding at the end
1 1 ***** ***** ***** ***** *****
1 2 ***** ***** ***** ***** *****
1 3 ***** ***** ***** ***** *****
1 4 ***** ***** ***** ***** *****
1 5 ***** ***** ***** ***** *****
| | | | | | |
| | | | | | |
5 56 ***** ***** ***** ***** *****
5 57 ***** ***** ***** ***** *****
5 58 ***** ***** ***** ***** *****
5 59 ***** ***** ***** ***** *****
5 60 ***** ***** ***** ***** *****

Debt Service Coverage Ratio

Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Receipts
a).Net Profit 0.00 0.00 0.00 0.00 0.00
b).Depreciation 0.00 0.00 0.00 0.00 0.30
c).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
Repayments
a).Loan Principal 0.00 0.00 0.00 0.00 0.00
b).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
DSCR 0.00 0.00 0.00 0.00 0.00

Depreciation

Particulars Rate Year 1 Year 2 Year 3 Year 4 Year 5
Building 0.00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Computers/ Printers /Photocopier/Electronic gadget 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Furniture & fixtures 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Racks & storage/Interior works 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new item 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Air-conditioning 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Other investments 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Total less depreciation 0.00 0.00 0.00 0.00 0.00
Total written down value 0.00 0.00 0.00 0.00 0.00

Conclusion

The project as a whole describes the scope and viability of the Trading industry and mainly of the financial, technical and its market potential.The project guarantee sufficient fund to repay the loan and also give a good return on capital investment. When analyzing the social- economic impact, this project is able to generate an employment of 5 and above. It will cater the demand of Trading and thus helps the other business entities to increase the production and service which provide service and support to this industry. Thus more cyclic employment and livelihood generation. So in all ways, we can conclude the project is technically and socially viable and commercially sound too.

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