It Started with a ₹10,000 Problem
How one entrepreneur's frustration became India's largest project report platform.
In 2017, Hari Sasi was building a startup. Like most first-time entrepreneurs in India, he needed a bank loan to get things moving. The business idea was solid. The numbers made sense. But when he walked into the bank, the loan officer asked for one thing before anything else — a project report.
Hari had never heard of a project report. He asked around and found that the standard route was to hire a Chartered Accountant. The quotes he got ranged from ₹5,000 to ₹10,000. For someone already in a cash crunch — trying to raise money precisely because he didn't have enough — spending that kind of money on a document felt like a cruel catch-22.
You need money to get the document that helps you get the money.
From One Report to a Platform
Hari learned it himself
He spent weeks understanding what banks look for — CMA data, financial projections, repayment schedules, ratio analysis. He built his own report. The loan got approved.
Word got around
Friends building businesses started calling. CAs were charging ₹5,000–₹25,000 with 7–10 day turnarounds. Some reports got rejected because the format didn't match what the bank required.
A pattern emerged
Millions of small business owners across India had viable ideas but no way to create the one document standing between them and their bank loan.
That became Finline
Together with co-founder James Dominic, Hari built a platform to make project report creation simple enough for anyone — even with zero finance background.
Our Mission
Democratising access to bank credit for every Indian entrepreneur.
We believe no business should fail because the owner couldn't afford a project report. We believe a tea shop owner in Tier 3 India deserves the same quality of bank documentation as a company in Mumbai. We believe that if someone has the courage to start a business, the paperwork shouldn't be what stops them.
Finline exists to make bank loan readiness simple, affordable, and accessible — for every entrepreneur, in every corner of India.
What Finline Does Today
Finline is now India's largest project report generation platform for bank loans — delivering professional, bank-ready reports in 10 minutes.
Project Reports for Bank Loans
Professional, bank-ready reports with financial projections, industry analysis, means of finance, and repayment schedules. Covers all loan types across all major Indian banks.
CMA Data Reports
Complete CMA data preparation for term loans and working capital financing, formatted to RBI and bank-specific requirements.
10-Minute Report Generation
What traditionally takes 7–10 days and ₹15,000–25,000 through a CA, Finline delivers in 10 minutes at a fraction of the cost. No CA dependency. No finance knowledge required.
White-Label Solutions
Fully branded project report platform for banks, fintech companies, digital seva centers, and financial service networks. Your brand, our engine.
Meet Our Founders
Two engineers who set out to fix a problem costing millions of entrepreneurs their bank loans.
Hari Sasi
Co-Founder & CEO
Hari leads Finline's vision, strategy, and partnerships. An engineer by training, he experienced firsthand the frustration of being asked to pay thousands for a project report while trying to raise money for his own startup. That personal experience became the foundation of Finline.
- 8+ years at the intersection of technology and SME financial inclusion
- Stanford SEED Transformation Program participant
- Actively contributes to India's startup and fintech ecosystem
James Dominic
Co-Founder & CTO
James leads Finline's technology, product architecture, and platform engineering. With deep expertise in building scalable, reliable systems, he has architected Finline's platform from the ground up to handle lakhs of report generations with accuracy and consistency.
- Platform built to handle lakhs of report generations with precision
- Every report meets precise documentation standards across all loan types
- Covers every bank format and every industry category
What We Offer
Everything you need to get your bank loan application approved.
Project Reports for Bank Loans
Professional, bank-ready project reports with financial projections, industry analysis, means of finance, and repayment schedules.
- Covers all loan types
- Accepted by all major Indian banks
- PMEGP, MUDRA, MSME, Stand-Up India, CGTMSE
CMA Data Reports
Complete CMA data preparation for term loans and working capital financing, formatted to RBI and bank-specific requirements.
- For working capital financing
- Formatted to RBI standards
- Bank-specific requirements met
10-Minute Generation
What traditionally takes 7–10 days and ₹15,000–25,000 through a CA, Finline delivers in 10 minutes at a fraction of the cost.
- No CA dependency
- No finance knowledge required
- No 7-day wait
Professional Subscription Plans
Bulk plans for CAs, DSAs, loan consultants, and financial advisors who create reports for multiple clients.
- Economy — 25 reports
- Professional — 100 reports
- Master — Unlimited + CMA
White-Label Solutions
Fully branded project report platform for banks, fintech companies, legal-tech platforms, digital seva centers, and financial service networks.
- Your brand, our engine
- Custom domain and pricing
- Partners earn per report
Recognition & Trust
A bootstrapped company recognised by India's leading startup and government institutions for its impact on SME financial inclusion.
DPIIT Recognised Startup
Recognised by the Department for Promotion of Industry and Internal Trade, Government of India under the Startup India initiative.
Kerala Startup Mission
Incubated under KSUM, the nodal agency of the Government of Kerala for entrepreneurship development. Awarded the KSUM Scale-Up Grant in 2022.
Stanford SEED Program
Selected for the Stanford SEED Transformation Program by Stanford Graduate School of Business — a prestigious global program for scaling entrepreneurs.
Open Neobank Accelerator
Selected for the Open Neobank Accelerator, validating Finline's potential in the fintech and SME banking ecosystem.
Who Uses Finline
From first-time entrepreneurs to banks and fintech platforms — Finline serves every player in the SME lending ecosystem.
Entrepreneurs & Small Business Owners
From first-time PMEGP applicants to established MSMEs seeking expansion capital. Many have no background in finance and use Finline to create their first-ever project report.
Chartered Accountants & Tax Consultants
Who prepare project reports for multiple clients and need a faster, more consistent, and more profitable alternative to manual preparation in Excel or Word.
Loan DSAs & Financial Agents
Who help borrowers apply for bank loans and need professional-quality documentation to improve approval rates and earn more commissions.
Government Scheme Consultants
Who assist entrepreneurs with PMEGP, MUDRA, Stand-Up India, CGTMSE, and other subsidy-linked loan applications that require detailed project reports.
Banks & Financial Institutions
That recommend Finline to loan applicants to improve submission quality, resulting in faster processing and better approval rates.
Frequently Asked Questions
Ready to Create Your Project Report?
Join 2.2 lakh+ entrepreneurs who have generated bank-ready project reports with Finline.
No finance knowledge needed. No CA required. Just your business idea and 10 minutes.
FYNAMICS Business Solutions(P) Ltd
Finline’s core objective is to support and help small business owners to become successful & sustainable in their business. With this aim we are providing a series of services and solutions to make their life easy. The automated project report builder is a stepping stone for the same . We are looking for an inclusive growth in the fintech domain among our stake holders.
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