Project report for Dry fruits processing

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Introduction

Project report on Dry fruits

Dried fruit is a processed fruit in which most of the water is removed from fruit either through a natural procedure of sun drying or dehydrators. Both dried and fresh fruits are a rich source of antioxidants and fibers but in dried fruits, a small amount of vitamins is lost during the dehydration process. However, the dried fruit market is gaining acceptance due to its easy snack to pack features which avoid spoiling of fruits as quickly as fresh fruits. Furthermore, the market is witnessed to be propelling with its application in different product lines. Dried fruit is segmented on the basis of type, comprising of dried grapes, apricots, figs, dates, peaches, berries, and others. Among all, dried grapes occupy a major share in the market since they have the advantage of controlling blood pressure, which is a great concern among the aging population. The nuts and dry fruits industry in India is a very old one. Nuts and dried fruits are a favorable alternative to unhealthy snacking and to the consumption of meat, and they are more in keeping with a healthy lifestyle. However, competition in this market is increasing. Dried fruit is part of the market for preserved fruit and vegetables. Dried fruit is mainly used as a snack or in breakfast cereals, muesli, bakery products, dairy products and desserts. Bakery products and breakfast cereal mixes are the largest end-users of dried fruit. Consumption of nuts and dried fruits is steadily increasing, and is being driven by changing lifestyles and rising health consciousness, which is reflected in growing focus on preventive healthcare against the backdrop of rising healthcare expenditures. In India, nuts and dry fruits have just started making a place for themselves on the health plate. The dried fruit market in India has enjoyed growth, benefiting from the ever-growing demand for snacking products and interest in healthy eating. Ease of storage, long shelf-life, easy portability, minimal seasonality issues, and natural resistance to spoilage are making nuts and dried fruits a popular snacking option. A combination of factors such as increasing awareness of health needs, increasing disposable income levels, better availability, the right packaging, consistent quality, adequate product communication (labeling), newer products such as Hazelnuts, Pecan Nuts, etc, are leading to the healthy growth of >10 percent year on year for the Nuts and Dry Fruits industry in volume terms. Every person needs good health and for good health, we want good things for the care of our health. To attain good health it is essential to follow good nutrition, regular exercise & regulation in sexual activity. To achieve good health we must have good foods which are naturally available just like nuts, fruits, vegetables, cereals, etc. Dry fruits are the best way to achieve good health. They are excellent sources of vitamins and enzymes. People who have this natural diet will always enjoy good health because they are easy to digest and clean the blood. We have many qualities of dry fruits like raisins, walnuts, almond, sweet almond, etc. They all are helping us in maintaining good health.

 

Market potential & Strategy

The size of the Indian dry fruit industry would double to Rs 30,000 crore by 2020 on factors like increasing awareness of health needs, better availability and right packaging. The Indian dry fruits industry size is currently pegged at Rs 15,000 crore (4,50,000 tons approx). By 2020, this is likely to reach almost a million tonnes in volume, leading to an industry size exceeding Rs 30,000 crore. Factors such as increasing awareness of health needs, increasing disposable income levels, better availability, the right packaging, consistent quality, adequate product communication (labeling), newer products such as Hazelnuts, Pecan Nuts, etc, are leading to the healthy growth of more than 10% year on year. The increased awareness among Indian consumers and the increase of health cautious customers increase the market. people are looking for hygenic and quality dry fruits which we can deliver at an affordable rate.

 

PROJECT REPORT

Dry fruits processing

Your address

Introduction

Project report on Dry fruits

Dried fruit is a processed fruit in which most of the water is removed from fruit either through a natural procedure of sun drying or dehydrators. Both dried and fresh fruits are a rich source of antioxidants and fibers but in dried fruits, a small amount of vitamins is lost during the dehydration process. However, the dried fruit market is gaining acceptance due to its easy snack to pack features which avoid spoiling of fruits as quickly as fresh fruits. Furthermore, the market is witnessed to be propelling with its application in different product lines. Dried fruit is segmented on the basis of type, comprising of dried grapes, apricots, figs, dates, peaches, berries, and others. Among all, dried grapes occupy a major share in the market since they have the advantage of controlling blood pressure, which is a great concern among the aging population. The nuts and dry fruits industry in India is a very old one. Nuts and dried fruits are a favorable alternative to unhealthy snacking and to the consumption of meat, and they are more in keeping with a healthy lifestyle. However, competition in this market is increasing. Dried fruit is part of the market for preserved fruit and vegetables. Dried fruit is mainly used as a snack or in breakfast cereals, muesli, bakery products, dairy products and desserts. Bakery products and breakfast cereal mixes are the largest end-users of dried fruit. Consumption of nuts and dried fruits is steadily increasing, and is being driven by changing lifestyles and rising health consciousness, which is reflected in growing focus on preventive healthcare against the backdrop of rising healthcare expenditures. In India, nuts and dry fruits have just started making a place for themselves on the health plate. The dried fruit market in India has enjoyed growth, benefiting from the ever-growing demand for snacking products and interest in healthy eating. Ease of storage, long shelf-life, easy portability, minimal seasonality issues, and natural resistance to spoilage are making nuts and dried fruits a popular snacking option. A combination of factors such as increasing awareness of health needs, increasing disposable income levels, better availability, the right packaging, consistent quality, adequate product communication (labeling), newer products such as Hazelnuts, Pecan Nuts, etc, are leading to the healthy growth of >10 percent year on year for the Nuts and Dry Fruits industry in volume terms. Every person needs good health and for good health, we want good things for the care of our health. To attain good health it is essential to follow good nutrition, regular exercise & regulation in sexual activity. To achieve good health we must have good foods which are naturally available just like nuts, fruits, vegetables, cereals, etc. Dry fruits are the best way to achieve good health. They are excellent sources of vitamins and enzymes. People who have this natural diet will always enjoy good health because they are easy to digest and clean the blood. We have many qualities of dry fruits like raisins, walnuts, almond, sweet almond, etc. They all are helping us in maintaining good health.

Market potential & Strategy

The size of the Indian dry fruit industry would double to Rs 30,000 crore by 2020 on factors like increasing awareness of health needs, better availability and right packaging. The Indian dry fruits industry size is currently pegged at Rs 15,000 crore (4,50,000 tons approx). By 2020, this is likely to reach almost a million tonnes in volume, leading to an industry size exceeding Rs 30,000 crore. Factors such as increasing awareness of health needs, increasing disposable income levels, better availability, the right packaging, consistent quality, adequate product communication (labeling), newer products such as Hazelnuts, Pecan Nuts, etc, are leading to the healthy growth of more than 10% year on year. The increased awareness among Indian consumers and the increase of health cautious customers increase the market. people are looking for hygenic and quality dry fruits which we can deliver at an affordable rate.

Project at a glance

Name & Address of Unit

Dry fruits processing

Your address

Details of unit
Phone : 0000
Constitution : Proprietership
Number of employment : 10
Total project cost : *******
Fixed Capital : *******
Working Capital : *******
Total Bank loan : *******
Promoter(s) contribution : *******
Term loan : *******
Name & address of promoter(s)
Name : Your name
Designation : Proprietor

Project Feasibility Ratio

Debt Service Coverage Ratio (Average) :1.87
Current ratio (Average) :2.63
Year 1Year 2Year 3Year 4Year 5
Current ratio 1.53 2.06 2.62 3.19 3.76
Quick ratio 1.13 1.56 2.10 2.64 3.18
Interest coverage ratio 3.87 5.55 7.00 9.48 14.71
Debt equity ratio 2.863 2.080 1.528 1.020 0.542
TOL/TNW 3.02 1.45 0.79 0.43 0.21
DSCR 1.65 1.86 1.90 1.94 1.97
Gross profit Sales Percentage % 29.23 % 28.54 % 28.18 % 27.86 % 27.50 %
Net profit Sales Percentage % 10.84 % 10.56 % 11.10 % 11.57 % 11.90 %
BEP in % of installed capacity % 49.90 % 27.12 % 27.12 % 27.12 % 27.12 %
BEP in sales of Rs 2,620,800.00 1,840,695.65 1,972,173.91 2,103,652.17 2,235,130.43
Return On Capital Employed 0.26 0.34 0.34 0.33 0.33

Project Feasibility graph

Revenue v/s Expense Expense Splitup
 
Revenue
 
Expense
Net profit Sales % Quick ratio

Project Cost

Sl. no Item Amount Rs
1 Working Capital *******
Total *******

 

Working Capital Computation

Sl. no Item Amount Rs
1 Consumables / stock in hand *******
2 Work in progress *******
3 Finished goods *******
4 Working expense. *******
5 Receivables/Sundry debtors *******
6 Payables *******
7 Total working capital *******
8 Own Contribution *******

Total Yearly Expense

Sl. no Item Amount Rs
Total *******

Application of Fund

Sl. no Item Subsidy % No. Rate Amount Rs
Total Investment *******
Total Subsidy *******
Net Investment *******

Means of Finance

Sl. no Item Amount
1 Term Loan *******
2 Working capital Loan *******
3 Total loan *******
4 Term Loan contribution *******
5 Working capital contribution *******

Profitability Statement

Year 1(!*) Year 2 Year 3 Year 4 Year 5
Revenue from operation
Sales ***** ***** ***** ***** *****
Add :
Closing stock 0.00 0.00 0.00 0.00 0.00
Total ***** ***** ***** ***** *****
Less :
Opening stock 0.00 0.00 0.00 0.00 0.00
Stock purchase ***** ***** ***** ***** *****
Salary ***** ***** ***** ***** *****
Repairs and maintenance charges ***** ***** ***** ***** *****
gas ***** ***** ***** ***** *****
ELECTRICITY bill ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Gross profit ***** ***** ***** ***** *****
Less :
Rent ***** ***** ***** ***** *****
Telephone/Postal &internet charge ***** ***** ***** ***** *****
Total ***** 0***** ***** ***** *****
Depreciation ***** ***** ***** ***** *****
Interest on TL ***** ***** ***** ***** *****
Interest on WC ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Profit before tax ***** ***** ***** ***** *****
Income Tax ***** ***** ***** ***** *****
Profit after tax ***** ***** ***** ***** *****

Cash flow statement

Cash Inflow Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
Capital 0.63 0.00 0.00 0.00 0.00 0.00
Subsidy 0.00 0.00 0.00 0.00 0.00 0.00
Termloan ***** 0.00 0.00 0.00 0.00 0.00
Profit before tax with interest 0.00 ***** ***** ***** ***** *****
Increase in WC loan 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 ***** ***** ***** ***** *****
Increase in Current liability 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Inflow ***** ***** ***** ***** ***** *****
Cash Outflow
Fixed Assets ***** ***** ***** ***** ***** *****
Increase in Current asset 0.00 0.00 0.00 0.00 0.00
Interest on TL 0.00 ***** ***** ***** ***** *****
Interest on WC 0.00 0.00 0.00 0.00 0.00 0.00
Income Tax 0.00 ***** ***** ***** ***** *****
Decrease in Term loan ***** ***** ***** ***** *****
Drawing 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Outflow ***** ***** ***** ***** ***** *****
Opening balance ***** ***** ***** ***** ***** *****
Net Cashflow 0.00 ***** ***** ***** ***** *****
Closing balance 0.00 ***** ***** ***** ***** *****

Balance sheet

Liability Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
A. Share holders funds
Capital ***** ***** ***** ***** ***** *****
Reserve & Surplus 0.00 ***** ***** ***** ***** *****
B.Non current Liabilities
Termloan ***** ***** ***** ***** ***** *****
C.Current Liabilities
Working capital loan 0.00 0.00 0.00 0.00 0.00 0.00
Account payable 0.00 0.00 0.00 0.00 0.00
Total Liability ***** ***** ***** ***** ***** *****
Asset
A. Non current Assets
Fixed Assets ***** ***** ***** ***** ***** *****
B. Current Assets
Inventory 0.00 0.00 0.00 0.00 0.00 0.00
Trade receivables 0.00 0.00 0.00 0.00 0.00 0.00
Cash and cash equivalence ***** ***** ***** ***** ***** *****
Total Asset ***** ***** ***** ***** ***** *****

Repayment of Term loan

Year Installment Outstanding at the beginning Principal repayment Interest Amount paid Outstanding at the end
1 1 ***** ***** ***** ***** *****
1 2 ***** ***** ***** ***** *****
1 3 ***** ***** ***** ***** *****
1 4 ***** ***** ***** ***** *****
1 5 ***** ***** ***** ***** *****
| | | | | | |
| | | | | | |
5 56 ***** ***** ***** ***** *****
5 57 ***** ***** ***** ***** *****
5 58 ***** ***** ***** ***** *****
5 59 ***** ***** ***** ***** *****
5 60 ***** ***** ***** ***** *****

Debt Service Coverage Ratio

Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Receipts
a).Net Profit 0.00 0.00 0.00 0.00 0.00
b).Depreciation 0.00 0.00 0.00 0.00 0.30
c).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
Repayments
a).Loan Principal 0.00 0.00 0.00 0.00 0.00
b).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
DSCR 0.00 0.00 0.00 0.00 0.00

Depreciation

Particulars Rate Year 1 Year 2 Year 3 Year 4 Year 5
Building 0.00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Computers/ Printers /Photocopier/Electronic gadget 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Furniture & fixtures 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Racks & storage/Interior works 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new item 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Air-conditioning 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Other investments 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Total less depreciation 0.00 0.00 0.00 0.00 0.00
Total written down value 0.00 0.00 0.00 0.00 0.00

Conclusion

The project as a whole describes the scope and viability of the Trading industry and mainly of the financial, technical and its market potential.The project guarantee sufficient fund to repay the loan and also give a good return on capital investment. When analyzing the social- economic impact, this project is able to generate an employment of 5 and above. It will cater the demand of Trading and thus helps the other business entities to increase the production and service which provide service and support to this industry. Thus more cyclic employment and livelihood generation. So in all ways, we can conclude the project is technically and socially viable and commercially sound too.

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