Best Low-cost Business Ideas for India
The following are the Best Low-cost Business Ideas that you can start in India: Food truck The food truck is one of the fastest-growing businesses in India. Food trucks offer the potential to those looking to get into the low-cost-high-returns business. Considering their growing appeal among the urban masses today. As the retail cost [...]
Types of Business Loans in India
A business loan is a type of financial assistance one can avail to meet various needs of a new or growing business. The lender feels comfortable offering a business loan to a borrower if the application has a strong 'business plan /project report' with decent cash flow goals and capital gain much greater than [...]
Best Format for Project Report for Bank Loan
A project report for bank loan is one of the most important documents you will require in case you need a bank loan to start a business. It assists the banks in knowing your business model, the financial plan and the repayment capacity. However, getting one ready may seem daunting, particularly when you do [...]
Factors affecting CIBIL score
The following are the main factors affecting the CIBIL score: Repayment History This is a main factor that directly affects your CIBIL score. Every time a person avails credit or a loan, the lender is bound by duty to report the same to the CIBIL. The bank takes note of whether an individual [...]
Cibil score for bank loan
TransUnion CIBIL is a premier credit rating agency among the top four agencies in India. CIBIL has affiliations with almost every other bank in India, estimating the creditworthiness of millions of enterprises and individuals. A great CIBIL score denotes that a person follows great financial discipline and integrity. Every time an individual applies for a [...]
How to Improve CIBIL Score
If you have a low CIBIL score, then don’t think it’s the end of all loans, you can improve the score and go for credit. You can improve the CIBIL score by following the given steps & it takes over six months and more for such improvements to reflect in one’s credit report. Avail [...]