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ATM Service Provider

Private ATM Operator

Banking Kiosk Franchise

Financial Access Point

एटीएम सेवा केंद्र

निजी एटीएम फ्रेंचाइज़ी

Create a project report for your white label ATM franchisee with us.
White label ATM franchises are getting popular because more people need easy access to cash. These ATMs are set up by private companies, not banks, but they still work just like normal ATMs. People can use them to take out money, check balance, and more.
In small towns and villages, there are not enough bank branches. So, white label ATMs help people get banking services nearby. This saves time and travel for many families.
The government and RBI support these ATMs to improve banking in rural areas. They also allow franchise owners to earn money from every transaction. That’s why the white label ATM franchise business is growing fast.
The India ATM market was valued at Rs 156.07 billion in 2024. It is expected to grow to Rs 295.84 billion by 2033, with a CAGR of 6.80% from 2025 to 2033.

Why to Start a White Label ATM Franchisee?

  • Rising ATM Need: India has over 6 lakh villages, but only around 2.5 lakh ATMs. Many rural and semi-urban areas still lack proper cash access.
  • Low Setup Cost: Starting a White Label ATM (WLATM) franchise needs around ₹2–5 lakhs. It includes installation, branding, and minor space setup.
  • Monthly Passive Income: You earn ₹8–15 per transaction and fixed rent from banks. A busy ATM can earn ₹15,000–₹40,000/month. 
  • No Inventory Needed: No need to manage stock or goods. The ATM company handles cash and maintenance.
  • 24/7 Income: ATMs run all day, every day. You earn even while sleeping.
  • Quick Installation: ATM setup takes just 15–30 days after approvals. It needs only a 50–80 sq. ft. space.
  • RBI-Approved Model: The business is regulated and safe under RBI guidelines. Franchise partners get full operational support.
  • Low Maintenance Effort: Most companies provide free maintenance and servicing. Your job is only to provide space and power.
  • High Demand in Tier 2/3 Cities: Small towns and rural markets need more ATMs. Less competition, more footfall.
  • Government Push for Digital+Cash: Even with UPI growth, ATMs still serve important needs. Especially helpful in places with low digital literacy.

Latest Trends in White Label ATM Franchise

  • White Label ATMs are growing quickly – More companies are setting up these ATMs. The market is expected to grow from Rs 557.38 billion in 2023 to Rs 875.25 billion by 2030.
  • India is adding more ATMs – The Indian ATM market is growing fast. It may reach Rs 271.03 billion by 2032. This helps more people get cash easily, even in small towns.
  • New companies are entering the market – After 10 years, RBI gave a new license to EPS (Electronic Payment and Services). This shows that more companies can now start white label ATMs.
  • Big players are getting bigger – A company named Findi took over Tata’s ATM business. It now has over 4,600 ATMs and is the second biggest in India.
  • ATMs are becoming smarter – New machines now have features like fingerprint access and tap-to-pay. This makes using ATMs faster and safer.

Affordable, Reliable, and Best Project Report for White Label ATM Franchise

Planning to start a White Label ATM franchise and need funding? The first thing you’ll need is a strong project report. Finline helps you create a clear, professional report that banks and loan schemes accept without trouble.
No complex steps. No delays. Just a detailed report made for your ATM franchise — covering setup cost, returns, location plan, and everything banks expect.
Apply for loans under Mudra, PMEGP, MSME, or Standup India with confidence. Our reports are accepted by banks like SBI, Union Bank, and Bank of Baroda, and they fit perfectly with government loan schemes like SBI eMudra or Union Bank Sudra.
More than 3 lakh users have trusted Finline to move ahead with their business goals.
Start your White Label ATM business the right way. Create your project report today with Finline — fast, easy, and trusted by banks.

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