Project report for Thiragali

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Introduction

The project report for flour mill is as follows:

Flour Mills are among the most traditional units.  Taking into consideration the localneeds  and  market  requirement,  flour  mills  can  be  established  at  different  levels  -domestic flour mills, commercial flour mills, bakery/mini flour mills and roller flourmill.  The most useful out of these flour mills is the flour mil on commercial levelsbecause not only can these be established at a lower cost but is versatile as well -since flour can be obtained from it for commercial purposes and it can also take upjob work.Obtaining  flour  from  flour  mill  is  a  process  that  is  traditional  as  well  an  old  one.Usually  the  consumers  bring  with  them  wheat  or  maize  after  grinding,  the  ownercharges at a definite rate either in terms of money or a part of grinded wheat (the rateis usually decided on per kg basis).  Most of flour mills are involved in such practicesonly. There  are  812  roller  flour  mills  in  our country  producing    approximate  25  million  tonnes,    of milled cereal products worth Rs. 1200 crores. Flour Mills can be installed with minimum capacity of 30 TPD  of raw material crushing  capacity per day to maximum 1000 TPD.  The capacity  suggested in this report is for mini flour mill i.e. 30 tonnes  of raw  material crushing capacity per day.  As per CII mckinsey survey it is estimated that by 2020 the market for branded Atta has grown to Rs. 18000 crore.

 

Product / Services & process

The unit grinds the following :

a) Grains such as Wheat, Rice,Ragi etc

b) Corriander

c) Masala

d) Chilli

e)Turmeric

 

Market potential & Strategy

Whole  wheat  flour  is  used in  making  Chapaties,  Puries,  Parotha  and  other roasted cereal based products. Wheat flour or Maida is a basic raw material for making Bread,  Biscuits  Cakes  and  other  bakery  products.    Sooji  /  Rava  is  used  in  many sweetmeat  products.  Bran  separated  on  milling  is  used  as  cattle  feed.  The  products sold under brand names are very few. The concept for branded cereal flour products is now  increasing.  The  big  giants  like  Hindustan  Lever,  NEPC  Agro,  Nirma  etc.  have jumped in to this lucrative industry.

 

PROJECT REPORT

Thiragali

Address

Introduction

The project report for flour mill is as follows:

Flour Mills are among the most traditional units.  Taking into consideration the localneeds  and  market  requirement,  flour  mills  can  be  established  at  different  levels  -domestic flour mills, commercial flour mills, bakery/mini flour mills and roller flourmill.  The most useful out of these flour mills is the flour mil on commercial levelsbecause not only can these be established at a lower cost but is versatile as well -since flour can be obtained from it for commercial purposes and it can also take upjob work.Obtaining  flour  from  flour  mill  is  a  process  that  is  traditional  as  well  an  old  one.Usually  the  consumers  bring  with  them  wheat  or  maize  after  grinding,  the  ownercharges at a definite rate either in terms of money or a part of grinded wheat (the rateis usually decided on per kg basis).  Most of flour mills are involved in such practicesonly. There  are  812  roller  flour  mills  in  our country  producing    approximate  25  million  tonnes,    of milled cereal products worth Rs. 1200 crores. Flour Mills can be installed with minimum capacity of 30 TPD  of raw material crushing  capacity per day to maximum 1000 TPD.  The capacity  suggested in this report is for mini flour mill i.e. 30 tonnes  of raw  material crushing capacity per day.  As per CII mckinsey survey it is estimated that by 2020 the market for branded Atta has grown to Rs. 18000 crore.

Product / Services & process

The unit grinds the following :

a) Grains such as Wheat, Rice,Ragi etc

b) Corriander

c) Masala

d) Chilli

e)Turmeric

Market potential & Strategy

Whole  wheat  flour  is  used in  making  Chapaties,  Puries,  Parotha  and  other roasted cereal based products. Wheat flour or Maida is a basic raw material for making Bread,  Biscuits  Cakes  and  other  bakery  products.    Sooji  /  Rava  is  used  in  many sweetmeat  products.  Bran  separated  on  milling  is  used  as  cattle  feed.  The  products sold under brand names are very few. The concept for branded cereal flour products is now  increasing.  The  big  giants  like  Hindustan  Lever,  NEPC  Agro,  Nirma  etc.  have jumped in to this lucrative industry.

Project at a glance

Name & Address of Unit

Flour mill

Address

Details of unit
Email : youremail@gmail.com
Phone : 000000
Constitution : Proprietership
Total project cost : *******
Fixed Capital : *******
Working Capital : *******
Total Bank loan : *******
Promoter(s) contribution : *******
Term loan : *******
Name & address of promoter(s)
Name : Your name
Address : Address
Phone : 000000
Designation : Poprietor
E-mail : yourname@gmail.com

Project Feasibility Ratio

Debt Service Coverage Ratio (Average) :1.87
Current ratio (Average) :2.63
Year 1Year 2Year 3Year 4Year 5
Current ratio 1.53 2.06 2.62 3.19 3.76
Quick ratio 1.13 1.56 2.10 2.64 3.18
Interest coverage ratio 3.87 5.55 7.00 9.48 14.71
Debt equity ratio 2.863 2.080 1.528 1.020 0.542
TOL/TNW 3.02 1.45 0.79 0.43 0.21
DSCR 1.65 1.86 1.90 1.94 1.97
Gross profit Sales Percentage % 29.23 % 28.54 % 28.18 % 27.86 % 27.50 %
Net profit Sales Percentage % 10.84 % 10.56 % 11.10 % 11.57 % 11.90 %
BEP in % of installed capacity % 49.90 % 27.12 % 27.12 % 27.12 % 27.12 %
BEP in sales of Rs 2,620,800.00 1,840,695.65 1,972,173.91 2,103,652.17 2,235,130.43
Return On Capital Employed 0.26 0.34 0.34 0.33 0.33

Project Feasibility graph

Revenue v/s Expense Expense Splitup
 
Revenue
 
Expense
Net profit Sales % Quick ratio

Project Cost

Sl. no Item Amount Rs
1 Building advance *******
2 Other equipments *******
3 10 HP motor with grinder *******
4 Generator *******
5 Electrification *******
6 Preliminary expenses *******
7 Installation charges *******
8 Working Capital *******
Total *******

 

Working Capital Computation

Sl. no Item Amount Rs
1 Consumables / stock in hand *******
2 Work in progress *******
3 Finished goods *******
4 Working expense. *******
5 Receivables/Sundry debtors *******
6 Payables *******
7 Total working capital *******
8 Own Contribution *******

Annual Sales / Revenue

Sl. no Item Rate Quantity Unit Total Rs
1 flour sales ******* X 11400 Kilogram *******
Total *******

Total Yearly Expense

Sl. no Item Amount Rs
1 Rent *******
2 Salary *******
3 Repairs & Damage *******
4 Electricity *******
Total *******

Application of Fund

Sl. no Item Subsidy % No. Rate Amount Rs
1 Building advance ******* 1 ******* *******
2 Other equipments ******* 1 ******* *******
3 10 HP motor with grinder ******* 4 ******* *******
4 Generator ******* 1 ******* *******
5 Electrification ******* 1 ******* *******
6 Preliminary expenses ******* 1 ******* *******
7 Installation charges ******* 1 ******* *******
Total Investment *******
Total Subsidy *******
Net Investment *******

Means of Finance

Sl. no Item Amount
1 Term Loan *******
2 Working capital Loan *******
3 Total loan *******
4 Term Loan contribution *******
5 Working capital contribution *******

Profitability Statement

Year 1(!*) Year 2 Year 3 Year 4 Year 5
Revenue from operation
Sales ***** ***** ***** ***** *****
Add :
Closing stock 0.00 0.00 0.00 0.00 0.00
Total ***** ***** ***** ***** *****
Less :
Opening stock 0.00 0.00 0.00 0.00 0.00
Stock purchase ***** ***** ***** ***** *****
Salary ***** ***** ***** ***** *****
Repairs and maintenance charges ***** ***** ***** ***** *****
gas ***** ***** ***** ***** *****
ELECTRICITY bill ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Gross profit ***** ***** ***** ***** *****
Less :
Rent ***** ***** ***** ***** *****
Telephone/Postal &internet charge ***** ***** ***** ***** *****
Total ***** 0***** ***** ***** *****
Depreciation ***** ***** ***** ***** *****
Interest on TL ***** ***** ***** ***** *****
Interest on WC ***** ***** ***** ***** *****
Total ***** ***** ***** ***** *****
Profit before tax ***** ***** ***** ***** *****
Income Tax ***** ***** ***** ***** *****
Profit after tax ***** ***** ***** ***** *****

Cash flow statement

Cash Inflow Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
Capital 0.63 0.00 0.00 0.00 0.00 0.00
Subsidy 0.00 0.00 0.00 0.00 0.00 0.00
Termloan ***** 0.00 0.00 0.00 0.00 0.00
Profit before tax with interest 0.00 ***** ***** ***** ***** *****
Increase in WC loan 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 ***** ***** ***** ***** *****
Increase in Current liability 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Inflow ***** ***** ***** ***** ***** *****
Cash Outflow
Fixed Assets ***** ***** ***** ***** ***** *****
Increase in Current asset 0.00 0.00 0.00 0.00 0.00
Interest on TL 0.00 ***** ***** ***** ***** *****
Interest on WC 0.00 0.00 0.00 0.00 0.00 0.00
Income Tax 0.00 ***** ***** ***** ***** *****
Decrease in Term loan ***** ***** ***** ***** *****
Drawing 0.00 0.00 0.00 0.00 0.00 0.00
Total Cash Outflow ***** ***** ***** ***** ***** *****
Opening balance ***** ***** ***** ***** ***** *****
Net Cashflow 0.00 ***** ***** ***** ***** *****
Closing balance 0.00 ***** ***** ***** ***** *****

Balance sheet

Liability Pre operative period Year 1 Year 2 Year 3 Year 4 Year 5
A. Share holders funds
Capital ***** ***** ***** ***** ***** *****
Reserve & Surplus 0.00 ***** ***** ***** ***** *****
B.Non current Liabilities
Termloan ***** ***** ***** ***** ***** *****
C.Current Liabilities
Working capital loan 0.00 0.00 0.00 0.00 0.00 0.00
Account payable 0.00 0.00 0.00 0.00 0.00
Total Liability ***** ***** ***** ***** ***** *****
Asset
A. Non current Assets
Fixed Assets ***** ***** ***** ***** ***** *****
B. Current Assets
Inventory 0.00 0.00 0.00 0.00 0.00 0.00
Trade receivables 0.00 0.00 0.00 0.00 0.00 0.00
Cash and cash equivalence ***** ***** ***** ***** ***** *****
Total Asset ***** ***** ***** ***** ***** *****

Repayment of Term loan

Year Installment Outstanding at the beginning Principal repayment Interest Amount paid Outstanding at the end
1 1 ***** ***** ***** ***** *****
1 2 ***** ***** ***** ***** *****
1 3 ***** ***** ***** ***** *****
1 4 ***** ***** ***** ***** *****
1 5 ***** ***** ***** ***** *****
| | | | | | |
| | | | | | |
5 56 ***** ***** ***** ***** *****
5 57 ***** ***** ***** ***** *****
5 58 ***** ***** ***** ***** *****
5 59 ***** ***** ***** ***** *****
5 60 ***** ***** ***** ***** *****

Debt Service Coverage Ratio

Particulars Year 1 Year 2 Year 3 Year 4 Year 5
Receipts
a).Net Profit 0.00 0.00 0.00 0.00 0.00
b).Depreciation 0.00 0.00 0.00 0.00 0.30
c).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
Repayments
a).Loan Principal 0.00 0.00 0.00 0.00 0.00
b).Interest on termloan 0.00 0.00 0.00 0.00 0.00
Total 0.00 0.00 0.00 0.00 0.00
DSCR 0.00 0.00 0.00 0.00 0.00

Depreciation

Particulars Rate Year 1 Year 2 Year 3 Year 4 Year 5
Building 0.00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Computers/ Printers /Photocopier/Electronic gadget 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Furniture & fixtures 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Racks & storage/Interior works 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new item 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
new 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Air-conditioning 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Other investments 00 0.00 0.00 0.00 0.00 0.00
Less Depreciation 0.00 0.00 0.00 0.00 0.00
Written down value 0.00 0.00 0.00 0.00 0.00
Total less depreciation 0.00 0.00 0.00 0.00 0.00
Total written down value 0.00 0.00 0.00 0.00 0.00

Conclusion

The project as a whole describes the scope and viability of the Trading industry and mainly of the financial, technical and its market potential.The project guarantee sufficient fund to repay the loan and also give a good return on capital investment. When analyzing the social- economic impact, this project is able to generate an employment of 5 and above. It will cater the demand of Trading and thus helps the other business entities to increase the production and service which provide service and support to this industry. Thus more cyclic employment and livelihood generation. So in all ways, we can conclude the project is technically and socially viable and commercially sound too.

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