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Sample report - Bank loan for Beauty parlour

Introduction

Project report for Beautyparlour is as follows

Beauty is the gift of god and transmitted from one to the other generation. The beauty parlour shop is the need of every age of men women and children famours poet keats defined the word beauty as : " A thing of beauty is a joy for ever: Beauty parlour is a very important shop to make the people good looking by application of cosmetics treatment of hair and nourishment of skin by various methods . Life style is fast changing in the modern era and the women have become more conscious about their make up the status of women has improved a lot and is improving further . This has resulted in their life style changing. Also their economic independence encourages them to resort this type of services. Beauty parlour is a service oriented establishment in which women receive treatment to increase their beauty. Skin care, facial make up, hair nourishment and model hair cutting are the most important nourishing activities of a beauty parlour. The use of machinery, ayurvedic formulations and approved synthetic chemicals and medicines vary from person to person as per need. In present project the provision of different beauty therapy are present with use of limited number of machinery.

Product / Services & process

The beauty therapy is basically classified in items like hair cutting, nourishment of hair, dyeing of hair, prevention of hair fall, facial, treatment of pimples, pedicure etc. Facial itself is a very vast subject in which eye brow shaping, cleaning of face to remove dirt, application of cream and herbal extracts to nullify the aging and to cover wrinkles etc. As per the demand, special application of natural color to increase the beauty or aesthetic sense, use of eye pencil in eyebrow, eye lashes also measure the quality of the service provided by the parlour. Hair colouring with natural herbs, nail shaping, colourings, pedicure, manicure are also some additional service activities from which the centre earns good profit as well as good name and fame.

Market potential & Strategy

Beauty culture training is now-a-days, imparted by number private organizations and trained ladies try to set up their beauty par lour in medium and small towns through out India. The easily availability of different herbal preparation, cosmetic items helps to maintain quality of service of these beauty par lour. The demand of attending beauty parlour centre is mostly found in age group 18-48 years. In population growth, the growth of this age group is now found to be highest in India. In good beauty par lour even the customers have to wait for days together with an advance booking This type of service centres are also getting good orders to serve the bride, in marriage functions and in different similar occasions. Depending on work load, they appoint fresh trainees and also open branches in different towns. Punctuality in opening and closing the parlor everyday, customer dealing, serving and satisfaction of customers as a whole plays a vital role in improving the market demand of such service centre. From the ages past people have used sandal wood oil turmeric powder and milk etc. For the treatment of skin but now people have become more educated they need proper and professional treatment of skin hairs nails and tooths. Every man women and child want to be beautiful. A good beauty parlour is required in every city town and other places. A beauty parlour with all modern facilities and services at reasonable charges more visit can be expected from each individuals due to the scarcity of experience and qualified beautician ther is immense marketability for this venture.

PROJECT REPORT

Beauty parlour

Address

Introduction

Project report for Beautyparlour is as follows

Product / Services & process

Market potential & Strategy

Project at a glance

Name & Address of Unit

Beauty parlour

Address

Details of unit

Email	:	youremail@gmail.com
Phone	:	000000
Constitution	:	Proprietership
Total project cost	:	*******
Fixed Capital	:	*******
Working Capital	:	*******
Total Bank loan	:	*******
Promoter(s) contribution	:	*******
Term loan	:	*******
Working capital loan	:	*******

Name & address of promoter(s)

Name		: Your name
Address		: Address
Phone		: 00000
Designation		: Proprietor
E-mail		: youremail@gmail.com

Project Feasibility Ratio

Debt Service Coverage Ratio (Average)

:1.87

Current ratio (Average)

:2.63

	Year 1	Year 2	Year 3	Year 4	Year 5
Current ratio	1.53	2.06	2.62	3.19	3.76
Quick ratio	1.13	1.56	2.10	2.64	3.18
Interest coverage ratio	3.87	5.55	7.00	9.48	14.71
Debt equity ratio	2.863	2.080	1.528	1.020	0.542
TOL/TNW	3.02	1.45	0.79	0.43	0.21
DSCR	1.65	1.86	1.90	1.94	1.97
Gross profit Sales Percentage %	29.23 %	28.54 %	28.18 %	27.86 %	27.50 %
Net profit Sales Percentage %	10.84 %	10.56 %	11.10 %	11.57 %	11.90 %
BEP in % of installed capacity %	49.90 %	27.12 %	27.12 %	27.12 %	27.12 %
BEP in sales of Rs	2,620,800.00	1,840,695.65	1,972,173.91	2,103,652.17	2,235,130.43
Return On Capital Employed	0.26	0.34	0.34	0.33	0.33

Project Feasibility graph

Revenue v/s Expense

Expense Splitup

	Revenue
	Expense

Net profit Sales %	Quick ratio

Project Cost

Sl. no	Item	Amount Rs
1	Building advance	*******
2	Beauty equipments	*******
3	Aircondition	*******
4	Racks and storage	*******
5	Electrification	*******
6	Preliminary expenses	*******
7	Interior work	*******
8	Working Capital	*******
	Total	*******

Working Capital Computation

Sl. no	Item	Amount Rs
1	Consumables / stock in hand	*******
2	Work in progress	*******
3	Finished goods	*******
4	Working expense.	*******
5	Receivables/Sundry debtors	*******
6	Payables	*******
7	Total working capital	*******
8	Own Contribution	*******
9	Working capital loan	*******

Annual Sales / Revenue

Sl. no	Item	Rate		Quantity	Unit	Total Rs
1	Revenue from makeup	*******	X	360	Day	*******
2	Bridal makeup	*******	X	12	Month	*******
	Total					*******

Total Yearly Expense

Sl. no	Item	Amount Rs
1	Rent	*******
2	Salary	*******
3	Repairs & Maintanance	*******
4	Electricity	*******
5	Office expense & utilities	*******
6	Raw material purchase	*******
7	Wages	*******
8	Marketing/Advertisement	*******
	Total	*******

Application of Fund

Sl. no	Item	Subsidy %	No.	Rate	Amount Rs
1	Building advance	*******	1	*******	*******
2	Beauty equipments	*******	1	*******	*******
3	Aircondition	*******	1	*******	*******
4	Racks and storage	*******	1	*******	*******
5	Electrification	*******	1	*******	*******
6	Preliminary expenses	*******	1	*******	*******
7	Interior work	*******	1	*******	*******
	Total Investment				*******
	Total Subsidy				*******
	Net Investment				*******

Means of Finance

Sl. no	Item	Amount
1	Term Loan	*******
2	Working capital Loan	*******
3	Total loan	*******
4	Term Loan contribution	*******
5	Working capital contribution	*******

Profitability Statement

		Year 1(!*)	Year 2	Year 3	Year 4	Year 5
Revenue from operation
Sales	15.93	*****	*****	*****	*****	*****
Add :
Closing stock		0.00	0.00	0.00	0.00	0.00
Total		*****	*****	*****	*****	*****
Less :
Opening stock		0.00	0.00	0.00	0.00	0.00
Stock purchase	7.20	*****	*****	*****	*****	*****
Salary	3.60	*****	*****	*****	*****	*****
Repairs and maintenance charges	0.24	*****	*****	*****	*****	*****
gas	0.12	*****	*****	*****	*****	*****
ELECTRICITY bill	0.12	*****	*****	*****	*****	*****
Total		*****	*****	*****	*****	*****
Gross profit		*****	*****	*****	*****	*****
Less :
Rent	0.12	*****	*****	*****	*****	*****
Telephone/Postal &internet charge	0.12	*****	*****	*****	*****	*****
Total		*****	0*****	*****	*****	*****
Depreciation		*****	*****	*****	*****	*****
Interest on TL		*****	*****	*****	*****	*****
Interest on WC		*****	*****	*****	*****	*****
Total		*****	*****	*****	*****	*****
Profit before tax		*****	*****	*****	*****	*****
Income Tax		*****	*****	*****	*****	*****
Profit after tax		*****	*****	*****	*****	*****

Cash flow statement

Cash Inflow	Pre operative period	Year 1	Year 2	Year 3	Year 4	Year 5
Capital	0.63	0.00	0.00	0.00	0.00	0.00
Subsidy	0.00	0.00	0.00	0.00	0.00	0.00
Termloan	*****	0.00	0.00	0.00	0.00	0.00
Profit before tax with interest	0.00	*****	*****	*****	*****	*****
Increase in WC loan	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	*****	*****	*****	*****	*****
Increase in Current liability	0.00	0.00	0.00	0.00	0.00	0.00
Total Cash Inflow	*****	*****	*****	*****	*****	*****
Cash Outflow
Fixed Assets	*****	*****	*****	*****	*****	*****
Increase in Current asset		0.00	0.00	0.00	0.00	0.00
Interest on TL	0.00	*****	*****	*****	*****	*****
Interest on WC	0.00	0.00	0.00	0.00	0.00	0.00
Income Tax	0.00	*****	*****	*****	*****	*****
Decrease in Term loan		*****	*****	*****	*****	*****
Drawing	0.00	0.00	0.00	0.00	0.00	0.00
Total Cash Outflow	*****	*****	*****	*****	*****	*****
Opening balance	*****	*****	*****	*****	*****	*****
Net Cashflow	0.00	*****	*****	*****	*****	*****
Closing balance	0.00	*****	*****	*****	*****	*****

Balance sheet

Liability	Pre operative period	Year 1	Year 2	Year 3	Year 4	Year 5
A. Share holders funds
Capital	*****	*****	*****	*****	*****	*****
Reserve & Surplus	0.00	*****	*****	*****	*****	*****
B.Non current Liabilities
Termloan	*****	*****	*****	*****	*****	*****
C.Current Liabilities
Working capital loan	0.00	0.00	0.00	0.00	0.00	0.00
Account payable		0.00	0.00	0.00	0.00	0.00
Total Liability	*****	*****	*****	*****	*****	*****
Asset
A. Non current Assets
Fixed Assets	*****	*****	*****	*****	*****	*****
B. Current Assets
Inventory	0.00	0.00	0.00	0.00	0.00	0.00
Trade receivables	0.00	0.00	0.00	0.00	0.00	0.00
Cash and cash equivalence	*****	*****	*****	*****	*****	*****
Total Asset	*****	*****	*****	*****	*****	*****

Repayment of Term loan

Year	Installment	Outstanding at the beginning	Principal repayment	Interest	Amount paid	Outstanding at the end
1	1	*****	*****	*****	*****	*****
1	2	*****	*****	*****	*****	*****
1	3	*****	*****	*****	*****	*****
1	4	*****	*****	*****	*****	*****
1	5	*****	*****	*****	*****	*****
\|	\|	\|	\|	\|	\|	\|
\|	\|	\|	\|	\|	\|	\|
5	56	*****	*****	*****	*****	*****
5	57	*****	*****	*****	*****	*****
5	58	*****	*****	*****	*****	*****
5	59	*****	*****	*****	*****	*****
5	60	*****	*****	*****	*****	*****

Debt Service Coverage Ratio

Particulars	Year 1	Year 2	Year 3	Year 4	Year 5
Receipts
a).Net Profit	0.00	0.00	0.00	0.00	0.00
b).Depreciation	0.00	0.00	0.00	0.00	0.30
c).Interest on termloan	0.00	0.00	0.00	0.00	0.00
Total	0.00	0.00	0.00	0.00	0.00
Repayments
a).Loan Principal	0.00	0.00	0.00	0.00	0.00
b).Interest on termloan	0.00	0.00	0.00	0.00	0.00
Total	0.00	0.00	0.00	0.00	0.00
DSCR	0.00	0.00	0.00	0.00	0.00

Depreciation

Particulars	Rate	Year 1	Year 2	Year 3	Year 4	Year 5
Building	0.00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Computers/ Printers /Photocopier/Electronic gadget	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Furniture & fixtures	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Racks & storage/Interior works	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
new item	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
new	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Air-conditioning	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Other investments	00	0.00	0.00	0.00	0.00	0.00
Less Depreciation		0.00	0.00	0.00	0.00	0.00
Written down value		0.00	0.00	0.00	0.00	0.00
Total less depreciation		0.00	0.00	0.00	0.00	0.00
Total written down value		0.00	0.00	0.00	0.00	0.00

Conclusion

The project as a whole describes the scope and viability of the Trading industry and mainly of the financial, technical and its market potential.The project guarantee sufficient fund to repay the loan and also give a good return on capital investment. When analyzing the social- economic impact, this project is able to generate an employment of 5 and above. It will cater the demand of Trading and thus helps the other business entities to increase the production and service which provide service and support to this industry. Thus more cyclic employment and livelihood generation. So in all ways, we can conclude the project is technically and socially viable and commercially sound too.

Project report for Beauty parlour

Customise and download the project report to submit with business loan application for Beauty parlour.

Sample report - Bank loan for Beauty parlour

Introduction

Product / Services & process

Market potential & Strategy

PROJECT REPORT

Beauty parlour

Introduction

Product / Services & process

Market potential & Strategy

Project at a glance

Name & Address of Unit

Details of unit

Name & address of promoter(s)

Project Feasibility Ratio

Project Feasibility graph

Project Cost

Working Capital Computation

Annual Sales / Revenue

Total Yearly Expense

Application of Fund

Means of Finance

Profitability Statement

Cash flow statement

Balance sheet

Repayment of Term loan

Debt Service Coverage Ratio

Depreciation

Conclusion

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