Who is eligible for Uttarakhand Mukhyamantri swarojgar yojana?
Applicant must be a permanent resident of Uttarakhand
Applicant should be of 18 years old
Applicant or their family members should not availed this scheme earlier
Applicant must not have previously taken any of the self-employment schemes of Govt of India or state Govt: schemes with in last 5 year
No education qualification preferences in this scheme
Is this scheme can be availed by socially backward class/ ex-service?
Yes of course. Applicant those who belongs to SC/ST, OBC, Minorities, Ex-service men/woman, PwD have to submit a certified copy of the certificate issued by the competent authority along with application form
How much loan I can avail from this scheme
Under this scheme loan will be provided up to 25 lakh for manufacturing and up to 10 lakh for service sector
Can I avail this loan for starting a trading business ( Like kirana shop)
No , you won’t get a loan for trading in this scheme.
What should be the maximum project cost in this scheme?
The project should be within 25 lakhs on manufacturing sector and up to 10 lakhs for service sector
How can I apply for the loan
If you are eligible you can go to the nearest nationalized bank, regional rural banks, state cooperative banks and other scheduled banks and can collect the application form or can download the application form from the official website and fill the details along with documents and a project reportof the business and can submit the details to the bank itself.
You can create the project reportthrough Finline. Either you can create the report by your self or can seek the help of an expertto create the report for you. Any one without having deep knowledge in accounting and finance can create the report in Finline.
How much margin money ( owner’s contribution ) to be raised for this scheme ?
As per MSME policy, the maximum limit for margin money in classified category A will be 25 percent of the total project cost, 20 percent in category B and B and up to 15 percent of the total project cost in category C and D.