Under the Uttarakhand Mukhyamantri Swarojgar Yojana, loans will be provided for projects up to Rs 25 lakh in the manufacturing sector and up to Rs 10 lakh in the service sector

Who is eligible for Uttarakhand Mukhyamantri swarojgar yojana?
  • Applicant must be a permanent resident of Uttarakhand
  • Applicant should be 18 years old 
  • The applicant or their family members should not avail this scheme earlier
  •  Applicant must not have previously taken any of the self-employment schemes of Govt of India or State Govt: schemes within last 5 year
  • No education qualification preferences in this scheme
Is this scheme can be availed by socially backward class/ ex-service?

Yes of course. Applicant those who belong to SC/ST, OBC, Minorities, Ex-servicemen/woman, PwD have to submit a certified copy of the certificate issued by the competent authority along with the application form

How much loan I can avail of from this scheme?

Under this scheme loan will be provided up to 25 lakh for manufacturing and up to 10 lakh for the service sector

Can I avail myself this loan for starting a trading business ( Like Kirana shop)

No, you won’t get a loan for trading in this scheme.

What should be the maximum project cost in this scheme?

The project should be within 25 lakhs on the manufacturing sector and up to 10 lakhs for the service sector

How can I apply for the loan?

If you are eligible you can go to the nearest nationalized bank, regional rural banks, state cooperative banks, and other scheduled banks and can collect the application form or can download the application form from the official website and fill the details along with documents and a project report of the business and can submit the details to the bank itself. 

How can I create a project report for Uttarakhand Mukhyamantri swarojgar yojana?

You can create the project report through Finline. Either you can create the report by yourself or can seek the help of an expert to create the report for you. Anyone without having deep knowledge in accounting and finance can create the report in Finline. 

How much margin money ( owner’s contribution ) to be raised for this scheme?

As per MSME policy, the maximum limit for margin money in classified category A will be 25 percent of the total project cost, 20 percent in categories B and B, and up to 15 percent of the total project cost in categories C and D.