1. What is Uttarakhand Mukhyamantri  swarojgar yojana ?

    • Under the Uttarakhand Mukhyamantri Pravasi Swarojgar Yojana, loans will be provided for projects up to Rs 25 lakh in the manufacturing sector and up to Rs 10 lakh in the service sector
  2. Who is eligible for this scheme?

    • Applicant must be a permanent resident of Uttarakhand
    • Applicant should be of 18 years old 
    • Applicant or their family members should not availed this scheme earlier
    •  Applicant must not have previously taken any of the self-employment schemes of Govt of India or state Govt: schemes with in last 5 year
    • No education qualification preferences in this scheme
  3. Is this scheme  can be availed by socially backward class/ ex-service?

    • Yes of course.  Applicant those who belongs to SC/ST, OBC, Minorities, Ex-service men/woman, PwD have to submit a certified copy of the certificate issued by the competent authority along with application form
  4. How much loan I can avail from this scheme 

    • Under this scheme loan will be provided up to 25 lakh for manufacturing and up to 10 lakh for service sector
  5. Can I avail this loan for starting a trading business ( Like kirana shop)

    • No , you won’t get a loan for trading in this scheme.
  6. What should be the maximum project cost in this scheme?

    • The project should be within 25 lakhs on manufacturing sector and up to 10 lakhs for service sector
  7. How can I apply for the loan 

    • If you are eligible you can go to the nearest nationalized bank, regional rural banks, state cooperative banks and other scheduled banks and can collect the application form  or can download the application form from the official website and fill the details along with documents and a project report of the business and can submit the details to the bank itself. 
  8. How can I create a project report for Uttarakhand Mukhyamantri  swarojgar yojana?

    • You can create the project report through Finline. Either you can create the report by your self or can seek the help of an expert to create the report for you. Any one without having deep knowledge in accounting and finance can create the report in Finline. 
  9. How much margin money ( owner’s contribution ) to be raised for this scheme ?

    • As per MSME policy, the maximum limit for margin money in classified category A will be 25 percent of the total project cost, 20 percent in category B and B and up to 15 percent of the total project cost in category C and D.