Merchant Cash Advance
As the name implies, a Merchant Cash Advance is an upfront cash advance that is received by a merchant in case he or she has temporary business credit needs and does not qualify for a bank loan. Many times, [...]
Business Loans for Manufacturers in India
India is the fifth largest manufacturing country. This sector has been growing at an average of 7%-8% annually. As a developing country, there is a huge opportunity for manufacturers to use the increasing demand, both locally as well as [...]
Business Loan Eligibility
Bank provides business loans to a wide variety of small, medium, and large enterprises, and professionals. Also, provide top-up facilities for existing business loan customers who may require more credit at a later period. To meet the business loan [...]
Loan Against Stock & Inventory
Loan against Stock & Inventory Inventory in any business is an asset. The accounting term "inventory" refers to goods or products available for sale and raw materials. It may also be referred to as all goods, items, products, produce, [...]
Loan for MSMEs in Himanchal Pradesh
Himachal Pradesh is a state in northern India known for its scenic beauty and diverse industries. The state has a significant number of Micro, Small and Medium Enterprises (MSMEs) that contribute to its economic growth. To support the growth [...]
Project Report for Taxi Car
In recent years, the taxi business has changed a lot. This project report for taxi car business highlights the key trends, opportunities, and strategies to help you succeed in this evolving industry, making it easier to tap into the growing [...]
What is Capital Budgeting?
The term "Capital Budgeting" refers to the idea that a corporation should make decisions regarding its resources in order to maximise earnings over the long term. Perhaps you're curious as to what this phrase means and why it's so [...]
Chief Minister Employment Generation Programme
Maharashtra's government has started The Chief Minister Employment Generation Programme (CMEGP). In essence, it is an employment-generating subsidy scheme tied to credit. In both urban and rural areas of the state, the government will establish micro and small businesses [...]
What is the difference between liability and debt?
Debt majorly refers to the money you borrowed, but liabilities are your financial responsibilities. At times debt can represent liability, but not all debt is a liability. Liability vs Debt is a vital part of any business that wants [...]
Unemployed Youth Employment Generation Programme (UYEGP)
The Unemployed Youth Employment Generation Programme (UYEGP) scheme to alleviate the unemployment problems of socially and economically weaker segments of society, particularly among educated and unemployed people, to become self-employed by setting up Manufacturing / Service / Business enterprises. [...]
Cash Credit Loan
A cash credit loan is a type of working capital loan for a company to meet its working capital requirements. The money can be withdrawn against the hypothecation of stocks and receivables. It can be availed either in the [...]
How to Improve CIBIL Score
If you have a low CIBIL score, then don’t think it’s the end of all loans, you can improve the score and go for credit. You can improve the CIBIL score by following the given steps & it takes [...]
What is Mukhyamantri Yuva Udyami Yojana?
The Mukhyamantri Yuva Udyami Yojana was developed by the MSME Department of the Madhya Pradesh Government & incorporated this scheme to provide loans through banks to the unemployed youth of Madhya Pradesh to help them set up their industry [...]
Project Report for Agarbatti sticks
Introduction Imagine stepping into a business that’s not only steped in tradition but also thriving in today’s market. This project report for Agarbatti - sticks provides a comprehensive guide to tap into the promising market, offering insights into production, [...]
Documents Required for Business Loan
An entity may construct or expand a business unit using a loan. You can use the obtained cash for general company expenses such as purchasing machinery for plants, hiring personnel, renting office space, paying off the mortgage, and more. [...]
How to Pitch Your Business to Your Community, Friends and Family
Someone who is starting or continuing a business knows the importance of pitching. Sometimes, pitching to friends and family can be more complicated than pitching to strangers. Friends and family should be seen as one of your primary investment [...]
Top 5 Government Loan Schemes for Small Businesses
Approximately 40 million Micro Small and Medium Enterprises (MSMEs), both registered and unregistered, exist in India. The government provide some loan schemes to assist small and medium enterprises. These loans primarily aim to assist the less fortunate and middle-class [...]
What is a CMA report
To get a bank loan, a working capital loan, or a CC limit, you need to prepare and present CMA data. The CMA report in Excel format is one way to present it more attractively and efficiently. As we [...]
Factors affecting CIBIL score
The following are the main factors affecting the CIBIL score: Repayment History This is a main factor that directly affects your CIBIL score. Every time a person avails credit or a loan, the lender is bound by duty [...]
MSME Loan schemes available in Assam
Assam is a state in northeastern India known for its lush green forests, tea plantations, and diverse culture. The state has a vibrant MSME sector that plays a crucial role in its economic growth. To support the growth of [...]
Deen Dayal Upadhyaya Swavalamban Yojana Startup Loan Scheme
Deen Dayal Upadhyaya Swavalamban Yojana (DDUSY) is an Arunachal Pradesh Government start-up loan scheme. This scheme focuses on providing start-up loans with some financial support in the form of subsidies. Also, the key vision behind this scheme is to [...]
HDFC Bank Business Loan
HDFC Bank Business loan offers business loans to help you develop your own business anywhere in India, be it large-scale ventures or small-scale firms. Funds are the lifeline of every business. From running day-to-day operations, paying employees, miscellaneous expenses, buying [...]
MSME Loan schemes available in Telangana
Telangana, one of the youngest states in India, has been a leading destination for MSMEs due to its business-friendly policies and conducive environment. MSMEs have been playing a significant role in the state's economic development, contributing to its growth [...]
Project Report for Stitching Unit
Imagine a business that blends creativity, precision, and profitability, catering to a market that thrives on personalization and quality. Welcome to the stitching and tailoring unit—a versatile, high-demand enterprise that combines art and entrepreneurship. This project report for stitching unit [...]
How to Raise Money for Business as a Women Entrepreneur
Being an entrepreneur is hard when you are a woman trying to make a brand in a male-dominated area. Currently, men comprise 86 % of Indian entrepreneurship and the challenges manifold as there are bigger mountains to climb. Confidence [...]