Who is eligible for PMEGP?

Any individual above 18 years, SHGs, institutions and micro enterprises in manufacturing/service sectors are eligible as per PMEGP guidelines. New units only; existing units are not eligible.

What is the PMEGP subsidy (margin money)?

Subsidy ranges from 15% to 35% depending on category (general, special, women, SC/ST) and location (urban/rural). Beneficiary contribution typically 5–10%.

What should a PMEGP project report include?

Executive summary, promoter profile, project cost, means of finance, subsidy/margin money, market analysis, 5-year projections, DSCR, and employment generation details.

Is DSCR required for PMEGP?

Yes. Banks evaluate viability using DSCR and cash flow. Finline auto-calculates DSCR and key ratios in your report.

Which documents are required for PMEGP?

KYC documents (Aadhaar, PAN), education/caste certificates (if applicable), unit details, quotations for machinery, bank statements, and a PMEGP project report.

PMEGP Project Report — Get Your Government Subsidy in 10 Minutes

The government will subsidize up to 35% of your project cost under PMEGP. The only thing standing between you and that subsidy is a project report. No CA, no Excel, no financial knowledge needed — Finline creates it for you in 10 minutes.

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Accepted by KVIC/KVIB/DIC & all banks

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What is PMEGP?

PMEGP provides government subsidy to help you start a new business. Banks fund up to 95% of the project cost — and the government pays a portion as a subsidy you never have to repay.

General category (urban): 15% subsidy
General category (rural): 25% subsidy
SC/ST/OBC/Women/Ex-servicemen (rural): 35% subsidy
Maximum project: ₹50 Lakhs

Create Your PMEGP Report in 3 Simple Steps

Finline handles all the calculations — subsidy, DSCR, projections. You just answer simple questions.

1

Enter your business details

Business name, activity, location, your category (general/SC/ST etc.), and loan amount. Finline auto-calculates your subsidy.

2

Add your estimated costs & revenue

Enter what you plan to spend on equipment, rent, raw materials, and your expected monthly sales. Finline builds the full financial projection.

3

Download and apply

Your PMEGP-ready report — with subsidy, DSCR, 5-year projections, and employment data — is ready as a PDF. Submit to KVIC/KVIB/DIC and your bank.

What Your PMEGP Report Includes

Executive Summary

Business overview, activity, location, and objectives.

Promoter Profile

Experience, education, and skills.

Project Cost & Means of Finance

Own contribution, bank loan, subsidy (margin money).

Subsidy & Margin Money

Eligible subsidy % by category and location; lock-in norms.

Market Analysis

Demand, competition, and customer segments.

Financial Projections & DSCR

5-year P&L, Balance Sheet, Cash Flow, DSCR.

Eligibility

Individuals ≥ 18 years; SHGs, institutions, micro enterprises
New units only (existing units not eligible under PMEGP)
Manufacturing and service sector activities as per guidelines
Beneficiary contribution: typically 5–10%

Documents Required

KYC: Aadhaar, PAN, address proof
Education/caste certificates (if applicable)
Bank statements, ownership/rental proof for premises
Machinery quotations, and PMEGP project report (via Finline)

How to Apply for PMEGP

Register on the PMEGP e-portal with applicant details
Generate your PMEGP project report on Finline
Select KVIC/KVIB/DIC and a financing bank
Upload documents and submit application
Respond to queries and complete sanction formalities

Why Finline for PMEGP?

Finline automatically calculates your subsidy amount, margin money, and DSCR — no chance of errors that could delay your application. The report is in the exact format accepted by KVIC, KVIB, DIC, and all financing banks.

Don't want to do it yourself? Our team creates PMEGP reports for entrepreneurs every day. WhatsApp us and we'll handle it.

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