What Is Capital Budgeting? Methods, Importance & Examples Explained
Growth is desired by every business, however, the most important thing is to make the right investment decision. That’s why capital budgeting comes up here. It assists businesses to determine the best places to invest their funds in order to get maximum returns. Capital budgeting is applied in long-term investment such as purchasing equipment, [...]
Udyam Registration in India
A micro, small and medium enterprise (MSME) will now be identified as Udyam as per the notification issued by the Ministry of MSME on 26 June 2020. The ministry has also come up with specific guidelines for the classification of MSMEs. Also procedure for registration and the arrangements made by the ministry for facilitation in this process. The [...]
Peer-to-Peer (P2P) Lending
Peer-to-peer lending also referred to as P2P lending, is a form of direct lending of money to individuals or businesses. It works without an official financial institution participating as an intermediary in the deal. P2P lending is generally done through online platforms. P2P lending offers both secured and unsecured loans. However P2P lending websites connect [...]
Understanding the Top 10 Financial Ratios for Smart Investing
Did you know that more than 90 percent of successful investors apply financial ratios to gauge the performance of a company in making investment decisions? This is a testimony to the importance of knowing the figures that a business is dealing with. Learning about the Top 10 financial ratios for smart investing is not [...]
How to Apply for a Loan Against Inventory – A Step-by-Step Guide
Did you know that almost 65% of the small and medium businesses in India have problems with the working capital because of the stock holding? The inventory in your warehouse can literally open up instant cash via loan against inventory. This kind of loan allows you to use the current inventory as collateral to [...]
Merchant Cash Advance
As the name implies, a Merchant Cash Advance is an upfront cash advance that is received by a merchant in case he or she has temporary business credit needs and does not qualify for a bank loan. Many times, merchants of small and medium businesses experience a short-term cash crunch. Hence, to reduce liquidity [...]