KESRU Loan: Kerala’s Self-Employment Scheme Explained in Simple Language
The Kerala government introduced the KESRU Scheme to help unemployed individuals build their own income sources through small businesses. Instead of waiting for a job opening, this scheme gives applicants a chance to start their own business with financial support. Under the KESRU Scheme, eligible candidates can receive a bank loan of up to ₹1,00,000 […]
The Importance of Project Reports: Why Every Business Needs One
Starting a business or a startup is exciting, but it can also feel overwhelming. There are so many things to plan: finances, resources, timelines, and risks. One of the most important tools to make this process simpler is a project report. So, what exactly is a project report, and why is it so crucial? Let’s […]
PNB Business Loan – Easy Way to Fund Your Business Growth
Are you a self-employed professional, entrepreneur, or small business owner looking to expand your business or boost working capital? A PNB Business Loan could be your perfect solution. Punjab National Bank (PNB) offers flexible loans designed for SMEs, MSMEs, women entrepreneurs, and sole proprietors, making it easy to fund your business dreams. Benefits of a […]
CERSAI: Meaning, Functions, Benefits & Complete Registration Guide
The Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is a government-backed financial infrastructure system designed to prevent fraud in property-backed loans and ensure transparency in India’s lending ecosystem. Below is a simplified yet SEO-optimized guide to help you understand what CERSAI is, how it works, why it is important, and how homebuyers […]
Cash Credit Loan: Benefits, Limitations & Eligibility Explained
A cash credit loan is one of the most popular funding options for businesses that need quick working capital. This short-term loan allows borrowers to withdraw funds up to a pre-approved limit and pay interest only on the amount utilized. It is widely used by MSMEs, startups, traders, and service-based businesses to manage daily financial […]
Axis Bank Business Loan: Features, Interest Rate, Eligibility & How to Apply
Axis Bank has introduced a quick and flexible Axis Bank Business Loan designed to support entrepreneurs and small business owners. With competitive interest rates, minimal documentation, and a hassle-free digital application process, this loan is an excellent choice for anyone planning to expand or stabilize their business. Is the Axis Bank Business Loan Right for […]
Business Loan for Grocery Stores – Eligibility & Documents Required
Did you know that 90% of India’s retail sector is unorganised and consists of small grocery/kirana stores. As per the latest survey, there are around 12 million grocery stores across India. Most of these shops face regular cash flow problems due to a shortage of capital. This shortage often prevents them from upgrading their technology […]
Mudra Loan for Street Vendors: Boosting Sales This Festive Season
The Indian festive season presents an ideal business opportunity to small businesses and particularly to street vendors. Street vendors are important in ensuring that festivals are colorful and accessible to the masses; be it Diwali lights, Eid sweets, and Christmas decorations. Nevertheless, most of the street vendors are challenged by a common problem, which is […]
Mudra Loan Guide: How to Prepare Your Stock for Diwali & Dussehra
Diwali and Dussehra are not only festivals in India, but they are also the busiest periods of the year in terms of shopping. Customers enjoy spending time during this period whether it is on sweets and clothes or electronics and jewelry. But as an entrepreneur are you financially ready to have enough inventory to meet […]
Why the Festival Season Is the Best Time to Apply for a Mudra Loan
Festival seasons in India have always been considered as a high point among the consumers and businesses. The emerging demand in financing small businesses has been evidenced by the 52 crore loans worth 32.61-33 lakh crore loan sanctions as per the latest PMMY (Pradhan Mantri Mudra Yojana) data since 2015. To an entrepreneur, this seasonal […]